What is Car Insurance Misrepresentation?

What is Car Insurance Misrepresentation?

Falsely reporting important information could hurt your auto insurance. Car insurance misrepresentation, also known as material misrepresentation, is a type of insurance fraud. When you apply for car insurance, your insurance company will ask for a variety of personal details. If you fail to answer these questions honestly or accurately, then you have committed material misrepresentation. In essence, it is when you lie on your car insurance application. If you file an auto insurance claim, Read More

Defensive Driving Habits Everyone Should Know

Defensive Driving Habits Everyone Should Know

Good driving techniques to stay safe on the road.  Very few of us claim perfection when it comes to our own behavior behind the wheel. Yet, there are some people who know what it takes to stay safe. Safe driving isn’t just about obeying the rules of the road. It’s about defensive driving, remaining courteous, polite, and attentive. For the defensive driving techniques you should know to stay safe on the road, read on. Focus on Driving the Vehicle Stay alert at all time and scan your Read More

Decoding Your Auto Insurance Quote

Decoding Your Auto Insurance Quote

Shopping for car insurance? Here’s how to decode your quote.   Shopping for auto insurance coverage isn’t anyone’s idea of fun. Yet, we need car coverage if we want to drive on today’s roads. Auto quotes can be confusing and may fill you with dread while learning how to compare and decode them. Resist the temptation to gloss over your insurance because understanding your insurance policy can help avoid costly coverage gaps or frustration with your insurer after an accident. Here are some quick Read More

Home Maintenance Tasks to Stay on Top Of

Home Maintenance Tasks to Stay on Top Of

Home maintenance tips to protect your property. Owning your own home is an exciting journey. Suddenly, you have a space of your own and no more rent bills. However, it also comes with its fair share of responsibility. No longer can you call the landlord to fix the water heater or cracked tiles. You’re responsible for the maintenance and any repairs that arise. To avoid costly repairs, stay on top of your home maintenance. Here are a few tasks to stay on top of. Carbon Monoxide and Smoke Read More

When to File a Police Report (And How It Affects Your Claim)

When to File a Police Report (And How It Affects Your Claim)

The role of the police report in your insurance claim.   One of the most important things you can do after an auto accident is to file a police report. When an accident happens, with the rush of emotions and adrenaline, you might not be able to think of everything. If police were called to the scene of your accident, you should know how a police report can impact your insurance claim. Do you need to file a police report? Initially, you might think that your car is not damaged or that you Read More

How to Control Dust in Your Home

How to Control Dust in Your Home

Helpful tips to keep dust to a minimum. There’s nothing worse than cleaning your house from top to bottom to still find dust lurking around the place. Whether it’s sitting on the top of the fridge, behind books, or in plain sight on shelving units, dust is quick to reappear. Not only is it unsightly, but it can also be a trigger for asthma and allergy sufferers. While you can’t eliminate household dust for good, you can keep it under control with regular cleaning – and these handy Read More

Safety Tips for Summer Sunshine

Safety Tips for Summer Sunshine

Enjoy the sunshine, surf, and sea without getting burnt this summer. Summer is almost upon us, and many are prepping their beach towels, barbecue, and pool essentials for the fun summer line up. We don’t mean to rain on your summer parade, but sparing a few minutes to prep for summer safety will allow you to enjoy the whole season without painfully peeling. Skin cancer is the most common form of cancer in the United States – but you can take steps to minimize your risk. Sun safety: Read More

3 Things Your Auto Insurer Needs to Know

3 Things Your Auto Insurer Needs to Know

Why your auto insurer needs to know these personal details. As you are shopping for car insurance, you might wonder why insurers need certain information. You may even think that you have stumbled across a scam or faulty site. In actual fact, auto insurers often need sensitive information that you not have prepared. Here is what you should have on hand. Social security number (SSN). While you are not required to disclose your SSN just to get a car insurance quote, your quote may not be Read More

Top Driving Tips for the Summer Season

Summer Road Safety Tips

Summer road safety tips! Although a lot of people are still choosing to jet off to foreign lands, the classic American road trip is not a thing of the past. What better time to gather the family to embark on an old-fashioned drive to enjoy the open road and summertime? Whether you’re heading across the country or across the state, make sure that you (and your vehicle) are ready for all trials and tribulations you may encounter! Plan ahead. It’s always best to be prepared, no matter what you Read More

How to Protect Your Home While You’re Away on Vacation

How to Protect Your Home While You’re Away on Vacation

Jet-setting this summer? Leave your home in a safe condition.  Where is this summer taking you? Whether it’s a tropical, action-packed, or relaxing vacation, many people go on vacation during the summer. With time off work and school, it makes it ideal for families, couples, and individuals alike. While you’re packing to head out on vacation, ensure that you’ve taken the necessary steps to protect your home. Ask a friend. Ask a relative, friend, or trusted neighbor to visit your home a Read More