Why to Review Your Insurance Policies at the End of the Year

Why to Review Your Insurance Policies at the End of the Year

Take this information into account when reviewing your insurance policies at the end of the year.   In addition to all the parties and festivities that this season brings, it’s also a time for resolutions and introspection – even in the insurance world. Now is a good time to do some financial planning by reviewing your insurance policies. Not only does this help you understand your coverage, but it could also save you a few pennies! Here’s what to look out for when reviewing your personal Read More

Items That Should Be Stored in Your Home Safe

Items That Should be Stored in Your Home Safe

Items, such as these that you may need immediately, should be kept safe and sound in your home’s safe. Spring has come and gone and you still haven’t done a deep clean of your home! Take the time now to wipe away the cobwebs, organize your closets, and clean out the pantry. While you’re at it, pay some attention to the important documents and other items you have in your home safe and bank safe deposit box. If you don’t have a safe, now is a great time to invest; here’s what you’d want to keep Read More

How to Select the Right Deductible

Select the Right Deductible

Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home and auto insurances all have deductibles, so it’s important that you understand how to select the right one for your needs. If you get into an auto accident, you would need to pay the deductible for any Read More

Why Do Car Insurance Rates Vary So Much by State?

Car Insurance Rates Vary So Much by State

You’ve moved across the country, but why did your auto insurance rate change? You moved to a new state and have made your way down the checklist; You’ve changed your address, attained a brand new drivers license, and updated your auto insurance policy. However, your premium is different all of a sudden. What happened here? For better or for worse, many factors actually play a part into how much you pay for auto insurance. Read what sort of factors play into a premium change. The Accident Read More

Stay Safe Behind the Wheel This Summer with These Tips

tips for your summer drives

Brush up on these summer driving tips before cruising the roads this season. Summertime is almost here! With the weather heating up and the days getting longer, many people will head on vacation, take some quality time off work, and enjoy the season ahead. While the crowds out and about increase, so does the traffic. The more people, the more risks there are while summer driving. To keep your road trips safe this season, read on. People In your neighborhood, on city streets, in parking lots, Read More

How to Conduct Your Home Inventory

conduct your home inventory

Simplified steps for creating your home inventory! You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think. For this reason, home insurers ask homeowners to complete a thorough home inventory of all possessions. By having a physical list and photographic evidence of home contents, insurers can accurately match coverage to Read More

Keeping Your Home Safe While on Vacation

Homeowners safety while on vacation

Summer is the ideal time to get away. But before you head off to paradise, brush up on your homeowners safety tips. Summer is upon us, and hopping on a plane and jetting off to some foreign location for a week (or two) of rest and relaxation is ideal for this season. The days and weeks before your trip of last minute packing and departure anxiety can be a busy and stressful time. Whether you’re heading to the beach or to the mountains, protection for your home will give you the peace of mind to Read More