Why Do Car Insurance Rates Vary So Much by State?

Car Insurance Rates Vary So Much by State

You’ve moved across the country, but why did your auto insurance rate change? You moved to a new state and have made your way down the checklist; You’ve changed your address, attained a brand new drivers license, and updated your auto insurance policy. However, your premium is different all of a sudden. What happened here? For better or for worse, many factors actually play a part into how much you pay for auto insurance. Read what sort of factors play into a premium change. The Accident Read More

Stay Safe Behind the Wheel This Summer with These Tips

tips for your summer drives

Brush up on these summer driving tips before cruising the roads this season. Summertime is almost here! With the weather heating up and the days getting longer, many people will head on vacation, take some quality time off work, and enjoy the season ahead. While the crowds out and about increase, so does the traffic. The more people, the more risks there are while summer driving. To keep your road trips safe this season, read on. People In your neighborhood, on city streets, in parking lots, Read More

Will Auto Insurance Cover My Car Modifications?

Auto Insurance Cover Car’s Modifications

Are my vehicle’s mods covered? Have you ever considered decking out your car with some new alloy wheels? Thought about adding extra headlights? Or tuning up the engine? A modification can be a great way to personalize your car and make it one of a kind! Better yet, it can even improve its performance. However, there is a downside. It can quickly bump up the cost of your car insurance! Vehicle modifications should be consulted with your insurer to find out just how the new features will affect Read More

Top Rules That Car Passengers Should Follow

Rules for Car Passengers

Follow this passenger etiquette to keep everyone safe and sound during the drive. Drivers encounter many distractions behind the wheel, from cell phones, daydreaming, eating, and the radio. Unfortunately, passengers can sometimes be the most distracting. Everyone hates a back-seat driver, but being a good passenger means more than just limiting your driving advice. If you often commute with friends, family, or colleagues, here are some responsibilities passengers should follow. Buckle Read More

How to Handle Scheduled Car Maintenance

Handle Scheduled Car Maintenance

Know your car’s maintenance schedule to keep service costs down. If you’re like most car owners, you spend little to no time preparing for a scheduled maintenance visit to the dealership. Unfortunately, not preparing yourself or your vehicle for required maintenance can be a serious downfall – one that will cost you big. To help you save on costs where possible, check out how to handle scheduled car maintenance. Read the Vehicle Manual The best way to determine this is not to look at the Read More

Top Questions to Ask Before Buying Auto Insurance

Questions Before Buying Auto Insurance

Before securing your auto insurance, review these questions. While it’s tempting just to purchase the first car insurance policy that you find online, when it comes to an accident, you’ll be glad you spent some time researching your options. Before you purchase car insurance, you’ll want to ask the following questions to see that you have the right coverage, company and if you’re missing anything! How much coverage do I need? While you must have at least the state’s minimum liability Read More

How to: Winterize Your Car

Winterize Car Auto Insurance IL

Prep your car for the winter season ahead! As winter draws in, driving conditions are usually somewhere between tricky and treacherous. In short, the next couple of weeks are officially the worst to be on the road. With the low-sun glare, fog, high winds, torrential rains, snow, and ice on the horizon, the number of accidents is poised to soar throughout the months of November, December, and January. Fortunately, many accidents can be avoided with a bit of pre-planning and some regular car Read More