Archives for July 2017

Items That Should Be Stored in Your Home Safe

Items That Should be Stored in Your Home Safe

Items, such as these that you may need immediately, should be kept safe and sound in your home’s safe. Spring has come and gone and you still haven’t done a deep clean of your home! Take the time now to wipe away the cobwebs, organize your closets, and clean out the pantry. While you’re at it, pay some attention to the important documents and other items you have in your home safe and bank safe deposit box. If you don’t have a safe, now is a great time to invest; here’s what you’d want to keep Read More

Tips on How to Buy Business Insurance

How to Buy Business Insurance

Shopping for your business’s insurance policy? Here’s what you need to consider first. No two businesses are alike. Similarly, no two companies share the same risks and threats that can impact the stability, finances, and staff. Buying business insurance for your small company can be a frustrating process. Finding the right policy can feel like you’re looking for a needle in the haystack. In actuality, giving up and settling for a mediocre policy can do more damage to your business than it can Read More

Why Your Business Should Use an Independent Insurance Agent

Business Should Use an Independent Insurance Agent

Contrary to popular belief, cutting out the middleman is not always a good thing. In this day and age, there are many direct insurance companies who sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The thinking behind this is that because you’re eliminating an extra person, the price will go down. However, that isn’t always the case. By dealing directly with the insurance company, a consumer may take on tasks that they may Read More

How to Select the Right Deductible

Select the Right Deductible

Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home and auto insurances all have deductibles, so it’s important that you understand how to select the right one for your needs. If you get into an auto accident, you would need to pay the deductible for any Read More