Archives for April 2019

When You Will Need to Update Your Commercial Insurance

team working around a table

Understand when you should review your commercial insurance coverage. A significant number of people always take time to review and update their home and life insurance policies but end up forgetting about their commercial insurance policy. As a business owner in Illinois, it is important that you regularly review and update coverage so that protection stays in line with your business’s needs. Take a look at just a couple of events that dictate it’s time to update your commercial insurance Read More

What to Look Out For When Reading an Auto Insurance Policy

reading through an insurance policy

Look over these important parts of your auto insurance policy. Although auto insurance isn’t the most thrilling of topics to think about, it is an important one. Your auto insurance policy is a legal contract, and it’s important that you understand it before entering an agreement with your insurance provider. Familiarize yourself with the different components of your policy so that you know what is and is not covered, and so that you can easily find information in the future. Here’s what you Read More

Should You Get Uninsured Motorist Coverage?

Car accident on the street.

Do you need uninsured/underinsured motorist coverage?  Is there anything worse than being injured in an auto accident caused by someone else’s negligence, resulting in a mountain of medical bills, vehicle repair expenses, and time away from work? What if the at-fault driver does have any or enough insurance to cover these costs? Although it seems like an extreme and unlikely scenario, it’s much more common than you think. Many drivers continue to settle for too little insurance or try to cheat Read More

Does General Liability Insurance Cover Employees Who Are Hurt on the Job?

filling up a work injury claim form

Make sure you understand what your general liability does and does not cover. Many business owners are mistakenly under the impression that their general liability insurance covers their employees if they are injured on the job. This is a concern for many because it shows that many business owners do not understand their general liability insurance policy or comprehend the need to secure a separate workers’ compensation insurance policy. General liability insurance, although it does cover Read More