Archives for August 2019

Does Your Business Need Flood Insurance?

business flood

Determine whether your business would benefit from flood insurance coverage. Flooding is a natural event that many of us would rather not think about. After all, it is a mass-destruction event that brings with it large cleanup and repair costs. What we often forget is that everywhere is capable of flooding – even your business. Most standard commercial insurance policies do not cover flood damage, which is why it could be wise to secure a separate flood insurance policy. What does flood Read More

Why You May Need Life Insurance After Retirement

retired couple on a beach

The next steps to take when your life insurance policy expires. All good things come to an end. This is especially true for life insurance policies. If you’ve recently come to the end of your term life insurance policy – congratulations! You’ve outlived your policy and you’re still around to tell the tale. What you may know is that term life insurance doesn’t always “expire” at the end of the term period. Instead, the low rate you’ve been paying expires. The term period is set when you Read More

What is Covered by Fire Insurance?

a house on fire

Understand the types of coverage provided by fire insurance.  Home fires are no joke. All it takes is a matter of seconds for a small flame to engulf a whole house and destroy everything it touches. Even if you’re careful with candles, take extra care in the kitchen, and routinely check electrical wiring, accidents happen. That is why it is so important to understand how fire insurance coverage can help protect your home and belongings. Fire coverage is included in most standard homeowners Read More

Is Auto Insurance Cheaper If You’re a Homeowner?

concept of insurance policies

Can you get cheaper car insurance if you own a property? Today, every motorist is looking for new ways to save money on their car insurance. Fortunately, you don’t always have to cut down on coverage to save a few pennies every month. If you’re a homeowner, you can save money on your auto insurance by bundling policies together. Bundled policies help you to protect your assets while saving money! If you take out two or more insurance policies from the same insurer, you can choose to bundle Read More