Archives for February 2021

The Benefits of Having Health Insurance for Your Children

Health Insurance for Children

Having a separate health insurance policy for your children is the best way to ensure they will always have the amount of coverage they need. Many policies purchased through employers are sufficient but may fall short if your child has a chronic health condition or other issues that require more in-depth care. It's important to have a policy that protects all of their needs. Chronic Health Conditions Chronic health conditions like cystic fibrosis, allergies, asthma, and diabetes require Read More

Why Does a Universal Life Insurance Policy Expire?

Your term life policy is expiring

In the 1980s and 1990s, insurance companies came up with a hybrid life insurance policy called a Universal Policy. These policies offered the benefits of both term and whole life policies with one primary difference. They were not guaranteed to payout. When these policies were written, the instructions on how they worked were extremely vague. Now, many of the policies are starting to expire, and people wonder why. How Universal Life Insurance Policies Work Universal insurance policies were Read More

Ways to Keep Your Home Warm Without Big Energy Bills This Winter

winter home concept

With outside temperatures dropping quickly as we enter the cool months of the year, you may be wondering how to keep your property warm. While the easy solution is to turn on the heading full blast and stay inside where it’s cozy, we may be questioning our actions when the bills come through the next month. To help you stay warm this winter without draining your wallet, here are some tips to follow. Draught-proof all windows and exterior doors. Draught-proofing is crucial if you want to Read More