Why your auto insurer needs to know these personal details.
As you are shopping for car insurance, you might wonder why insurers need certain information. You may even think that you have stumbled across a scam or faulty site. In actual fact, auto insurers often need sensitive information that you not have prepared. Here is what you should have on hand.
- Social security number (SSN).
While you are not required to disclose your SSN just to get a car insurance quote, your quote may not be as accurate if you refuse. A large rating factor in nearly every state is your credit-based insurance score. Insurers need your SSN in order to calculate that number.
- Your vehicle’s identification number (VIN).
You may have already entered your car’s year, make, and model, so why do you need to provide a VIN, too? Your vehicle’s VIN is its serial number, and each number and letter represents a specific piece of information about your car. You will get a more accurate quote if you provide the VIN, as it will tell the insurer if there are any specific features that could save you money, such as anti-theft devices, car alarms, and side airbags.
- Your annual mileage.
Do a quick calculation of how much you are on the road – and be honest about how much you drive. The more you drive, the more at-risk you are for getting into a crash or having to file any other type of claim.
Are you ready to find the right auto insurance coverage for your needs? Visit Gee Schussler Insurance for the right auto insurance for you!
