Baby Safety Month: Common Car Seat Mistakes Parents Make

Baby Safety Month: Common Car Seat Mistakes Parents Make

Tips to buckle up your baby safely.   September is National Baby Safety Month. While you, as a parent, plug up all the electrical outlets, lock up the bleach, and put safety latches on all cupboards, you may be overlooking one important element: car seat safety. Did you know that motor vehicle crashes are one of the leading causes of death for children in the U.S.? Even more alarming is the news that three out of four car seats are not installed properly, according to the AAA. To keep your baby Read More

Should Newlyweds Combine Their Auto Insurance Policies?

Should Newlyweds Combine Their Auto Insurance Policies?

Newlyweds should consider combining their insurance policies. Saying “I do” is an exciting time that means a lot of happy changes in anyone’s life. While the honeymoon adventures have been logged and you’re both happily enjoying married life, you may be forgetting one important detail: auto insurance. In most cases, car insurance is cheaper for married couples, but there are some caveats. If you choose not to combine auto insurance policies, chances are, you’ll save money just by being Read More

Top Causes of Electrical Fires in Home

Top Causes of Electrical Fires in Home

Electrical fire causes and prevention. Every time you flip a switch, turn on the TV, or use the toaster, you put your home’s electrical wiring to use. If the wiring is damaged, faulty, or old, it could cause a fire. Unfortunately, almost 54,000 homes are damaged by electrical fires each year across the nation. To protect your home, learn about the top causes of electrical fires in the home and how to prevent them. Faulty Sockets/Appliances Most electrical fires are caused by faulty Read More

Turning 26? Here’s When to Get Health Insurance

Turning 26? Here’s When to Get Health Insurance

What you should know about health insurance before you turn 26. Is your 26th birthday right around the corner? Until you turn 26, you are allowed to remain covered by your parents’ health insurance plans. To better help you understand the situation, read on. Under the Affordable Care Act (ACA), you can stay on your parent’s healthcare plan until you turn 26, whether or not you live with them. Even if you graduate from college and move out of state, you can still access their plan (depending Read More

Tips to Get the Kids Ready to Go Back to School

Tips to Get the Kids Ready to Go Back to School

Steps to help your children get back into the swing of school. Summer is coming to an end and almost every retailer has notebooks, pens, pencils, and calculators on offer. Back to school season is officially in full swing! To ease your child back into attending school, check out these steps. Do Your Research Make sure to do your research before the kids head back to school. Where does the bus stop? When does school start again? Does your child need new school supplies? Visit the Read More

What is Car Insurance Misrepresentation?

What is Car Insurance Misrepresentation?

Falsely reporting important information could hurt your auto insurance. Car insurance misrepresentation, also known as material misrepresentation, is a type of insurance fraud. When you apply for car insurance, your insurance company will ask for a variety of personal details. If you fail to answer these questions honestly or accurately, then you have committed material misrepresentation. In essence, it is when you lie on your car insurance application. If you file an auto insurance claim, Read More

Defensive Driving Habits Everyone Should Know

Defensive Driving Habits Everyone Should Know

Good driving techniques to stay safe on the road.  Very few of us claim perfection when it comes to our own behavior behind the wheel. Yet, there are some people who know what it takes to stay safe. Safe driving isn’t just about obeying the rules of the road. It’s about defensive driving, remaining courteous, polite, and attentive. For the defensive driving techniques you should know to stay safe on the road, read on. Focus on Driving the Vehicle Stay alert at all time and scan your Read More