How to Get an Emergency Storm Restoration for Your Home

storm ahead sign

n Illinois, severe weather can happen at any time. Rain showers can turn into a flood and storms can arrive at your doorstep unexpectedly. If the worst does happen, you may need to repair your home quickly. If hail has damaged your roof or rainwater is leaking in, then it’s essential to act quickly to prevent further damage.   Types of Storms and Severe Weather There are many situations and weather types that can require a homeowner to take action. Since Illinois can have extremely Read More

Life Insurance for Dialysis Patients

dialysis patient

Having any pre-existing medical condition will impact your ability to obtain and maintain affordable payments for life insurance. Having kidney disease or kidney issues means your life insurance will be affected. However, securing coverage doesn’t have to be as hard as you think.   There are many different types of kidney disease and, as such, there is no one-size-fits-all solution. With this pervasive and sometimes life-threatening illness group, it can be challenging to find life Read More

3 Ways to Minimize Business Insurance Costs Without Cutting Corners

business owner at desk

As a business owner, you wear many hats. From managing staff, making sales, and tending to the daily operating tasks, you have a lot to think about. While you have secured business insurance to protect your investment, you may be looking for ways to reduce your premium without sacrificing precious coverage. In the current market, it’s important to retain coverage that is affordable for your budget. Fortunately, there are many ways to reduce your costs without cutting corners.   Make Read More

Top Myths About Auto Insurance

passenger seat and belt

When it comes to auto insurance, there are many misconceptions that steer motorists in the wrong direction. It’s not always easy to weed out what is true and what isn’t about car insurance, which is why we’ve taken common myths about coverage and explain the truth behind them.   Myth: Every auto insurance agency gives you the same rate. Truth: Premiums – and coverage – will vary among insurance agencies. If you’re looking for the best deal, it’s worth working with an independent Read More

Best Practices to Keep Your Identity Safe

identity theft concept

Many millions of Americans continue to be affected by identity theft every year. Unfortunately, it’s not something we tend to think about until it happens to us and disrupts our entire lives. When it comes to identity theft, being prepared, and taking precautions is the best way to prevent this nightmare. For some top practices on how to keep your identity safe from now on, read on. Shred paper documents. Whenever you receive a paper bill or statement and are not going to store it away Read More

What is High-Risk Homeowners Insurance?

interior of a kitchen

Not every homeowner or home are created equally. While some people and properties need a standard home insurance policy, others require more specialist coverage. High-risk homeowners insurance directly addresses home and homeowners who have a higher risk associated with them.   The Home The home’s location, history, and condition are all considered when deciding whether or not a home is considered high-risk. Location – If the property is located in a high-risk area, such as Read More

What You Might Be Getting Wrong About Your Renters Insurance

interior of apartment

Whether you are renting an apartment, a duplex or a house, it’s wise to obtain a renters insurance policy. Not only are rental homes just as likely to sustain fire and theft losses and their owned counterparts, but tenants should protect their belongings and finances, too. A renters insurance can cover you in many ways. Here's what you might be getting wrong about renters insurance coverage.   Your landlord is not responsible for your belongings. Even though you pay your landlord Read More