Smart Tips to Prevent Water Damage in Your Home

Smart Tips to Prevent Water Damage in Your Home

Water damages are among the most common home insurance claims, second only to wind and hail damage. Water can flow into your home through broken pipes, overflowing sinks, faulty plumbing, and so on. Accumulation of water in well-hidden areas can result in the growth of mold and mildew, rotting your wooden floors, ceilings, and walls. However, with the help of regular home inspections, you can prevent minor damages from escalating into extensive losses. Causes of Water Damage There are numerous Read More

Ways to Keep Your Home Warm Without Big Energy Bills This Winter

winter home concept

With outside temperatures dropping quickly as we enter the cool months of the year, you may be wondering how to keep your property warm. While the easy solution is to turn on the heading full blast and stay inside where it’s cozy, we may be questioning our actions when the bills come through the next month. To help you stay warm this winter without draining your wallet, here are some tips to follow. Draught-proof all windows and exterior doors. Draught-proofing is crucial if you want to Read More

3 Reasons You Need Life Insurance While You’re Young, Single, and Child-Free

young friends

When you’re young and don’t have the responsibilities of a family, it’s easy to overlook the importance of life insurance coverage. You might wonder if you need a policy and then push it off until several years down the line when you have more financial responsibilities. The reality is that most people can benefit from coverage, whether or not they’re married, have kids or a house. Take a look at just a few reasons why you need life insurance while you’re young, single, and Read More

How to Get an Emergency Storm Restoration for Your Home

storm ahead sign

n Illinois, severe weather can happen at any time. Rain showers can turn into a flood and storms can arrive at your doorstep unexpectedly. If the worst does happen, you may need to repair your home quickly. If hail has damaged your roof or rainwater is leaking in, then it’s essential to act quickly to prevent further damage.   Types of Storms and Severe Weather There are many situations and weather types that can require a homeowner to take action. Since Illinois can have extremely Read More

Life Insurance for Dialysis Patients

dialysis patient

Having any pre-existing medical condition will impact your ability to obtain and maintain affordable payments for life insurance. Having kidney disease or kidney issues means your life insurance will be affected. However, securing coverage doesn’t have to be as hard as you think.   There are many different types of kidney disease and, as such, there is no one-size-fits-all solution. With this pervasive and sometimes life-threatening illness group, it can be challenging to find life Read More

3 Ways to Minimize Business Insurance Costs Without Cutting Corners

business owner at desk

As a business owner, you wear many hats. From managing staff, making sales, and tending to the daily operating tasks, you have a lot to think about. While you have secured business insurance to protect your investment, you may be looking for ways to reduce your premium without sacrificing precious coverage. In the current market, it’s important to retain coverage that is affordable for your budget. Fortunately, there are many ways to reduce your costs without cutting corners.   Make Read More

Top Myths About Auto Insurance

passenger seat and belt

When it comes to auto insurance, there are many misconceptions that steer motorists in the wrong direction. It’s not always easy to weed out what is true and what isn’t about car insurance, which is why we’ve taken common myths about coverage and explain the truth behind them.   Myth: Every auto insurance agency gives you the same rate. Truth: Premiums – and coverage – will vary among insurance agencies. If you’re looking for the best deal, it’s worth working with an independent Read More