Is Travel Insurance Essential? Here’s What You Need to Know

Travel Insurance Essential

Millions of people travel around the world every day. However, accidents can still happen while you're abroad. If you plan to travel in the near future, consider the benefits of travel insurance. Benefits of Travel Insurance Travel insurance covers you if you are injured on vacation. The policy covers your medical care and treatment. If you aren't feeling well and you'd like to come home, travel insurance covers you if you opt to fly home and seek treatment from your doctor. Travel insurance Read More

A Detailed Look at Umbrella Insurance: What Is It & What Does It Cover?

A Detailed Look at Umbrella Insurance: What Is It & What Does It Cover?

Umbrella insurance is a form of extra liability coverage that covers your expenses when you have reached the maximum limits on your existing policies, such as home and auto insurance. Umbrella insurance policies help protect your assets in emergency situations. They appeal to people who have a significant amount of assets. If you work in a high-risk endeavor, umbrella insurance can protect you if you are sued for causing property damage. Umbrella insurance strives to fill in the gaps left in Read More

Smart Tips to Prevent Water Damage in Your Home

Smart Tips to Prevent Water Damage in Your Home

Water damages are among the most common home insurance claims, second only to wind and hail damage. Water can flow into your home through broken pipes, overflowing sinks, faulty plumbing, and so on. Accumulation of water in well-hidden areas can result in the growth of mold and mildew, rotting your wooden floors, ceilings, and walls. However, with the help of regular home inspections, you can prevent minor damages from escalating into extensive losses. Causes of Water Damage There are numerous Read More

Ways to Keep Your Home Warm Without Big Energy Bills This Winter

winter home concept

With outside temperatures dropping quickly as we enter the cool months of the year, you may be wondering how to keep your property warm. While the easy solution is to turn on the heading full blast and stay inside where it’s cozy, we may be questioning our actions when the bills come through the next month. To help you stay warm this winter without draining your wallet, here are some tips to follow. Draught-proof all windows and exterior doors. Draught-proofing is crucial if you want to Read More

3 Reasons You Need Life Insurance While You’re Young, Single, and Child-Free

young friends

When you’re young and don’t have the responsibilities of a family, it’s easy to overlook the importance of life insurance coverage. You might wonder if you need a policy and then push it off until several years down the line when you have more financial responsibilities. The reality is that most people can benefit from coverage, whether or not they’re married, have kids or a house. Take a look at just a few reasons why you need life insurance while you’re young, single, and Read More

How to Get an Emergency Storm Restoration for Your Home

storm ahead sign

n Illinois, severe weather can happen at any time. Rain showers can turn into a flood and storms can arrive at your doorstep unexpectedly. If the worst does happen, you may need to repair your home quickly. If hail has damaged your roof or rainwater is leaking in, then it’s essential to act quickly to prevent further damage.   Types of Storms and Severe Weather There are many situations and weather types that can require a homeowner to take action. Since Illinois can have extremely Read More

Life Insurance for Dialysis Patients

dialysis patient

Having any pre-existing medical condition will impact your ability to obtain and maintain affordable payments for life insurance. Having kidney disease or kidney issues means your life insurance will be affected. However, securing coverage doesn’t have to be as hard as you think.   There are many different types of kidney disease and, as such, there is no one-size-fits-all solution. With this pervasive and sometimes life-threatening illness group, it can be challenging to find life Read More