How Claim Payment Works for Home Insurance

someone writing a check

Are you waiting for a check? Here’s how claim payment works for home insurance. When your home has experienced damage, all you want to do is to return to normal life. You want the home fixed and your damaged belongings replaced as soon as possible. Even though insurers aim to breeze through the home insurance claim process, there are some steps that require your understanding and patience. To properly understand how the claim payment process works, read on. Determining the damage When Read More

Consider These Three Homeowners Insurance Endorsements

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Protect your property with these home insurance endorsements.   As a homeowner, you have homeowners insurance to protect your property. While your policy works hard to keep your home in check, every policy has limits and exclusions. It’s not unusual for standard policies to exclude coverage that most homeowners need. However, many are unaware of this gap in coverage. Take a look at these home insurance endorsements that can help to safeguard your belongings and property. Sewer Backup You Read More

Tips to Keep Your Cool and Avoid Road Rage

cars in traffic

Top tips for staying calm in the face of road rage. Driving, as a stress-inducing activity, inevitably involves dangerous situations on the road, with road rage being one of them. Rude gestures, verbal insults, physical threats, and dangerous driving account for road rage. Most of us know these situations too well. Road rage can lead to more dangerous behavior with drivers trying to intimidate other people on the road, which in turn, can result in collisions and cause danger to our health and Read More

How Important is Driving Experience for Insurance Rates?

man driving a car

Driving experience impacts your insurance premiums. Here’s how. There are many factors that insurers look at when determining your auto insurance rate. One important factor is your driving history. Presumably, the longer you’ve been driving, the lower your rates should be, right? We take a look into how driving experience directly impacts insurance rates. Generally speaking, the more driving experience you have, the less likely you are to get in a collision. This is because you have Read More

How to Prep Your Vehicle for Summer

two people on a summer road trip

Summer vehicle maintenance tips you need to know.   Road trip season is almost here! Now is the time to make sure your vehicle is ready to handle some sun-drenched driving. Summer’s high temperatures, flurries of dust, and occasional rainfall can take a toll on your vehicle and driving. To help ensure your car is ready for the summer roads ahead, be sure to follow these car maintenance tips. Get your oil and oil filter changed This is particularly important if your last oil change was a Read More

How Do I Find a reliable Contractor After a Loss?

contractor doing roofing work

Get your home repaired quickly and efficiently by finding the right contractor. If there’s been a recent storm in your local area, you may find that contractors are knocking on your door trying to sell their services. But before you agree to let a local contractor repair your home that suffered damage from a recent incident, it’s a good idea to check with your insurance agent first. It’s best to let the insurance company assess the damage first to avoid having to pay for additional work that Read More

When You Will Need to Update Your Commercial Insurance

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Understand when you should review your commercial insurance coverage. A significant number of people always take time to review and update their home and life insurance policies but end up forgetting about their commercial insurance policy. As a business owner in Illinois, it is important that you regularly review and update coverage so that protection stays in line with your business’s needs. Take a look at just a couple of events that dictate it’s time to update your commercial insurance Read More