Is It a Mistake to File a Home Insurance Claim?

Is It a Mistakes to File a Home Insurance Claim?

Should you think twice before filing a home insurance claim?  As a homeowner, you pay your homeowners insurance premium monthly and have the peace of mind that you have reliable coverage in place. That means you should never have to hesitate before filing a claim. After all, isn’t that what your premiums are for? The reality of the situation is that it can sometimes pay not to make a claim. Filing a small claim, such as a broken window or a minimal amount of water damage due to a leaking Read More

Top Reasons Why You Should Review Your Insurance This New Year

Top Reasons Why You Should Review Your Insurance This New Year

Spare a few minutes this New Year to review your insurance policies. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: check your current insurance policies. Reviewing your coverage can help you save money and align your policies with your current needs. Additionally, identifying a new discount on your current Read More

The Hidden Dangers of Road Salt

The Hidden Dangers of Road Salt

Tips to protect your vehicle from road salt this winter.   Winter has arrived in Illinois. In addition to the dropping temperatures and darker days comes the risk of ice on the road. Across many of the main roads, salt will be spread in order to eat away at the ice to make streets safer. Road salt works by lowering the freezing point of water, and it works effectively to clear the roads of dangerous black ice. However, the salt can wreak havoc on your vehicle, too. The salt can be corrosive Read More

How to Steer Clear of Winter Home Hazards

How to Protect Yourself Against Winter Home Hazards

Reduce your risk of homeowners insurance hazards this winter. Winter is here, and although it brings us fun holidays with the family, it also brings freezing temperatures and adverse weather. If your home is not prepared for the winter months, it could end up costing you. Take a look at these three home hazards that could affect you – and how to prevent them. Frozen Pipes When water turns to ice, it expands. If you don’t have your pipes checked and insulated before the freezing Read More

Fire Prevention Safety Tips for the Holiday Season

Fire Prevention Safety Tips for the Holiday Season

Keep your holidays merry and bright by making fire safety a priority this festive season. From Christmas trees to hosting a family meal, the winter festivities can often be hazardous. Although this time of year is a period of festivities and celebration, it’s also a time to be more vigilant regarding fire safety. Read on for our quick tips to keep you and your family safe this holiday season. Christmas Trees Choose an artificial tree that has a high fire rating. If you choose a real Read More

How to Get Your Business Ready to Close Over the Holidays

How to Get Your Business Ready to Close Over the Holidays

Prepare your business for the holiday shutdown.   It’s common for many businesses to close over the holidays, allowing employees a chance to enjoy the season with loved ones. If you are planning on closing your business’s doors for a couple of days or even a couple of weeks, there are a few things you need to do to prepare. Send Out a Notification A couple of weeks before closure, let employees, customers, and vendors know when you will be closing and when you’ll reopen. You can choose Read More

Why It Pays to Secure Coverage Through an Independent Insurance Agency

Why It Pays to Secure Coverage Through an Independent Insurance Agency

Advantages of using an independent insurance agency.   All it takes is a quick Google search to know that there are thousands of insurance companies and many policy options out there. It may seem daunting to find the right insurance agency for you, but it’s important to do so. Working with the right insurers means that you’ll find coverage to suit your needs and have expert advice nearby. Here are just a few reasons why working with an independent insurance agency offers you more. They save Read More