Top Spring Break Insurance Tips

a family going on vacation

Prepare for spring break by first evaluating your insurance.   Spring break is right around the corner. For some, that means a quick getaway for fun in the sun. For others, that means exploring foreign lands. If you’re planning on going on a spring break adventure this year, it’s good to be prepared beforehand. We’re not just talking about sunblock and maps – we’re talking about ensuring your home and journey is safe with the right insurance in hand.   Homeowners Insurance If Read More

Top Auto Insurance Questions to Ask Your Agent

a question on a notebook

Consider asking your insurance agent these questions.   When you’re on the lookout for the right auto insurance, it’s important to make sure you’re asking the agent all the right questions. While many of us focus on premiums and premiums alone, cutting corners could mean we end up in a financial state later on down the road. Be sure to ask your agent these questions when looking to secure coverage.   Do I have all the coverage I need? You’ll need to fulfill your state’s minimum Read More

What is Proof of Ownership in a Home Insurance Claim?

a sofa

Understand what “Proof of Ownership” is in a home insurance claim.   If you ever find yourself making a home insurance claim, your insurer may ask you to provide a form of “proof of ownership” for whatever items need to be replaced. Essentially, you’ll need to document all of your lost or damaged belongings so your insurer can properly compensate you. Although this may sound overwhelming, the process can be simple if you have prepared before needing to make a claim.   What is Read More

What to Do When Switching Auto Insurance Providers

a man on a laptop

4 steps to make switching your car insurance provider simple.   If you’ve been with your auto insurance company for a while, you may find that you can get a better deal somewhere else. After all, few insurers reward many years of loyalty. The good news is that you can switch your car insurance provider at any time. To make it simple, take a look at these few tips.   Compare coverage You’ve done a quick search and found a cheap policy that you’d like to switch to. Before you Read More

Common Mistakes Businesses Make When Filing a Claim

insurance claim paperwork

Avoid making these common mistakes when filing a business insurance claim.   No matter how careful your business can be, accidents happen. If the worst does occur, it’s worth knowing how to file a business insurance claim that will get you back on your feet as quickly as possible. It’s also good to understand the common mistakes businesses make when filing a claim so that you can avoid doing so.   Mistake 1: Not contacting the insurer immediately. Many people make the mistake Read More

5 Signs You’re Ready to Buy Your First Home

a couple who have bought their first house

These signs could indicate you’re ready to purchase a property. Buying your first home can cause a lot of anxiety. After all, it’s likely to be the most expensive purchase you’ll make. How do you know when you’re ready to take the plunge and buy? Here are a few common signs that indicate you’re ready. You’ve saved enough for the down payment. The biggest up-front cost of buying a property is the down payment, which can range anywhere from 3 to 20 percent of the purchase price. You Read More

Dangers of Winter Driving – and How to Overcome Them

a car in the snow

Be aware of these winter driving hazards. The winter brings us festivities, holidays, and the opportunity to spend time with loved ones. Unfortunately, it also brings adverse weather, bone-chilling temperatures, and challenging road conditions. Before you set off on your winter journey, take a look at common winter driving hazards and how to overcome them! Black Ice Black ice is clear water that has frozen on dark roadways, presenting a hidden trap for motorists who cannot see the Read More