Warning Signs That Indicate You Need a New Roof

Warning Signs That Indicate You Need a New Roof

Keep these warning signs in mind when you are evaluating the condition of your roof.   Roofs are your home’s first defense against natural disasters and weather conditions. It works hard to shelter your home, belongings, and family. Because of this, it is so important to keep it in good condition. Although roofs tend to last for many years, they may need repairs and complete replacement if they are wearing thin. Take a look at these common warning signs that indicate you need a roof Read More

The Consequences of Driving with an Expired License

The Consequences of Driving with an Expired License

What you should know about driving without a valid license.   Quite simply, it is illegal to drive without a valid license. That means if your driving license is expired, you may not be legal to drive. In all 50 states, there are severe penalties for getting behind the wheel without a valid driver’s license. Take a look at what you should know about driving without a valid license. If it’s a first-time offense without prior knowledge, it’s likely you will be fined. Fines range, but can go up Read More

Common Mistakes That Can Raise Your Car Insurance Rates

Common Mistakes That Can Raise Your Car Insurance Rates

Little mistakes that can cost you big on auto insurance.   In Illinois, car insurance is required. There’s no getting around it. Even though you need auto insurance, you don’t need to pay an arm and a leg to obtain reliable coverage. Many motorists make these insurance mistakes that could end up costing them in the long run. Missing out on discounts When was the last time you asked your insurer about discounts you could be eligible for? Students with good grades, those who have taken a Read More

It’s American Heart Month – Add These Heart-Healthy Foods to Your Plate

It’s American Heart Month – Add These Heart-Healthy Foods to Your Plate

Load up your plate with these heart-healthy foods this February. February is American Heart Month. Although February is usually associated with all things Valentine’s Day and perfect, red hearts, it’s also a time to consider your own heart. Heart disease is the leading cause of death for males and females across the west, and this is largely down to our lifestyle choices. This American Heart Month, choose to benefit your heart by making healthier choices. Take a look at some of the Read More

How to Keep Your New Teen Driver Safe on the Roads

How to Keep Your New Teen Driver Safe on the Roads

Essential safety tips to instill in your driving teen. Your child has finally passed their driving test, and can now drive alone or with friends. It’s a turning point in their life, as well as for their parents. As a parent, you understand how unforgiving the roads can be. You also know that your inexperienced son or daughter may not fully grasp the potential dangers that lie ahead. Take a look at these tips on how to keep your teen driver safe while giving you peace of mind. Let them Read More

What to Consider Before Purchasing Auto Insurance

What to Consider Before Purchasing Auto Insurance

What are the factors to consider before buying a car insurance policy?   Many car owners buy car insurance as a formality without giving it a thought. Often, low premium costs are the sole deciding factor when choosing an auto insurance policy. However, this can be a costly mistake to make. Whether you’re looking for a new policy or shopping for your first, it’s a good idea to keep these considerations in mind. Understand your coverage needs. A great way to assess your coverage needs is to Read More

Is It a Mistake to File a Home Insurance Claim?

Is It a Mistakes to File a Home Insurance Claim?

Should you think twice before filing a home insurance claim?  As a homeowner, you pay your homeowners insurance premium monthly and have the peace of mind that you have reliable coverage in place. That means you should never have to hesitate before filing a claim. After all, isn’t that what your premiums are for? The reality of the situation is that it can sometimes pay not to make a claim. Filing a small claim, such as a broken window or a minimal amount of water damage due to a leaking Read More