What Should I Do If My Parked Car Was Hit?

parked car hit

It’s a situation many have faced before – walking back to our parked cars that have just been hit. There may or may not be a note on the windshield from the driver that did the damage. In many cases, drivers speed off hoping that no one noticed. These types of accidents are more common than you think, and they aren’t too complicated to deal with. Here is how to handle a parked car accident. Collect information – If you see the accident take place, you can calmly ask the driver for their Read More

3 Ways to Minimize Business Insurance Costs Without Cutting Corners

business owner at desk

As a business owner, you wear many hats. From managing staff, making sales, and tending to the daily operating tasks, you have a lot to think about. While you have secured business insurance to protect your investment, you may be looking for ways to reduce your premium without sacrificing precious coverage. In the current market, it’s important to retain coverage that is affordable for your budget. Fortunately, there are many ways to reduce your costs without cutting corners.   Make Read More

Top Myths About Auto Insurance

passenger seat and belt

When it comes to auto insurance, there are many misconceptions that steer motorists in the wrong direction. It’s not always easy to weed out what is true and what isn’t about car insurance, which is why we’ve taken common myths about coverage and explain the truth behind them.   Myth: Every auto insurance agency gives you the same rate. Truth: Premiums – and coverage – will vary among insurance agencies. If you’re looking for the best deal, it’s worth working with an independent Read More

Best Practices to Keep Your Identity Safe

identity theft concept

Many millions of Americans continue to be affected by identity theft every year. Unfortunately, it’s not something we tend to think about until it happens to us and disrupts our entire lives. When it comes to identity theft, being prepared, and taking precautions is the best way to prevent this nightmare. For some top practices on how to keep your identity safe from now on, read on. Shred paper documents. Whenever you receive a paper bill or statement and are not going to store it away Read More

What is High-Risk Homeowners Insurance?

interior of a kitchen

Not every homeowner or home are created equally. While some people and properties need a standard home insurance policy, others require more specialist coverage. High-risk homeowners insurance directly addresses home and homeowners who have a higher risk associated with them.   The Home The home’s location, history, and condition are all considered when deciding whether or not a home is considered high-risk. Location – If the property is located in a high-risk area, such as Read More

What You Might Be Getting Wrong About Your Renters Insurance

interior of apartment

Whether you are renting an apartment, a duplex or a house, it’s wise to obtain a renters insurance policy. Not only are rental homes just as likely to sustain fire and theft losses and their owned counterparts, but tenants should protect their belongings and finances, too. A renters insurance can cover you in many ways. Here's what you might be getting wrong about renters insurance coverage.   Your landlord is not responsible for your belongings. Even though you pay your landlord Read More

How Often Should You Shop Around for Car Insurance?

car insurance folder

Shopping for car insurance may not be at the top of the list of fun things to do. It may often fall to the bottom of your to-do list, but you really should get into the habit of doing it more often. While it may be tempting to sit tight with your current provider, you may be able to save hundreds by switching.   Keep in mind that your insurance company will take into account your gender, age, driving history, vehicle type, and more when determining your insurance premiums. Even so, Read More