Everything You Need to Know About Umbrella Insurance for Rental Properties

Umbrella insurance for rental properties

As a landlord, you likely have various insurance policies to protect your rental properties and assets. However, even with comprehensive coverage, there may still be gaps in your insurance that could leave you vulnerable to costly lawsuits and claims. That's where umbrella insurance comes in. In this article, we'll explore everything you need about umbrella insurance for rental properties, including the difference between umbrella and landlord insurance, how it works, and how much coverage you Read More

Does RV Insurance Cover Water Damage?

Water damage coverage by RV insurance

Recreational vehicles (RVs) are a great way to explore the world and enjoy the freedom of the open road. However, as with any vehicle, certain risks come with owning an RV, including water damage. If you're an RV owner, you may wonder whether your RV insurance covers water damage. In this article, we'll look at the various types of coverages available, whether you need water damage coverage, and whether RV insurance typically covers water damage. Types of RV Insurance Coverages RV insurance Read More

Homeowners Insurance: Does It Cover Mold Damage?

Does homeowners insurance cover mold damage

Mold is a common problem that many homeowners face, and it can be a costly issue to resolve. One question that often arises is whether homeowners insurance covers mold. The answer depends on various factors. In this post, we will explore when mold is covered by homeowners insurance, how to find coverage for mold, and how to make a successful mold insurance claim. When Does Homeowners Insurance Cover Mold? Homeowners insurance generally does not cover mold if it results from a lack of Read More

3 Reasons Why Health Insurance Denies Vision Coverage

why vision is not covered in health insurance

Health insurance covers hospitalization, surgery/medicine costs, doctor consultation fee, etc. However, unfortunately, it mostly does not cover vision care, including preventative eye health or when you need a pair of glasses or contact lenses for your vision support. Let us discuss why health insurance does not cover vision care and the inequities it is causing. Insights on Vision Insurance It is a separate policy from regular health insurance. It is not typically included in Read More

Everything You Need to Know About Rental Car Insurance

rental car insurance

Renting a car can be a great way to get around and explore. But when it comes to rental car insurance, there’s a lot of confusion and uncertainty. Do you need it? What is it? Does your credit card provide coverage? In this blog, we’ll cover everything you need to know about rental car insurance. We’ll answer all these questions and more, so you can make an informed decision the next time you rent a car. What Is Rental Car Insurance and Do I Need It? Rental car insurance is a type of Read More

How Much You Pay for Life Insurance Depends on Three Major Factors

Factors affecting cost of life insurance

Life insurance is a critical financial product that helps protect your loved ones in the event of your untimely death. However, many people are unsure about how much they will pay for life insurance. The cost of life insurance depends on several factors, including the coverage you want, the type of policy you get, and how much risk you pose. In this blog, we'll explore these three major factors in detail and help you understand how they impact the cost of life insurance. Factors Affecting Read More

How Can You Reinstate Your Lapsed Life Insurance Policy?

Tips to reinstate lapsed life insurance policy

Life insurance is a critical component of a financial plan and provides a sense of security to many families. What happens when your policy lapses? Understanding the process of reinstating a lapsed policy is essential to ensuring your loved ones are taken care of even after your death. In this blog, we will discuss what happens if you miss a life insurance payment, how a policy lapses, and how to reinstate a lapsed policy. Consequences of Missing Out on a Life Insurance Payment Life Read More