Does Your Auto Insurance Policy Cover Delivery Driving?

Any vehicle parked or driven on public highways is required to carry the state's minimum auto insurance coverage. If a driver chooses to drive without the proper vehicle insurance, they risk having their license suspended or getting ticketed. If you work as a delivery driver, you will have to use public roads, which puts you in danger of liability. After a traffic accident, delivery driver's insurance might help shield you from financial liability. Options Available for Delivery Driver Read More

Will My Car Insurance Policy Cover Regular Repairs and Maintenance?

Car Insurance Policy Cover

Car insurance protects you and other drivers from financial losses that might arise if you get involved in an unfortunate accident or if your car is damaged by covered events such as theft, vandalism, inclement weather, etc. However, no single car insurance policy covers all forms of car repairs. Instead, different policies cover the repair of damages incurred in specific situations. Therefore, if you need to make repairs not covered by your insurance policy, you would most likely have to pay Read More

Driveway Safety: How to Protect Your Kids from Backover Accidents

Driveway Safety

Many kids die every year in backover accidents near or on the driveways at their home. Tragically, a parent (or any other adult member of the victim's family) is behind the wheels when the fatal accidents happen. When kids are playing or standing too close to a parked car, they're often dangerously out of the driver's view while they are reversing. Due to the frequency of such non-traffic accidents involving pedestrians, car safety equipment meant to eliminate backup blind spots has become very Read More

Guide to Promote Safe Teen Driving Habits

Teen Driving Guide

Research has shown that teenage drivers are three times more likely than adults to be involved in car accidents per mileage. The risk is higher within the first few months of acquiring his or her license. Here is a driving guide for parents or guardians to help teen drivers stay safe. These guidelines are best followed even before the teen attains the legal driving age to sufficiently prepare them for responsible driving. Set an Example18 As a parent or guardian to a teenager, it is your Read More

Night Driving Safety Tips That Could Save Your Life

night driving safety tips

The number of deaths that occur in accidents after dark is three times higher than any other time of day. If you have to drive at night, let a loved one or friend know where you are going and the routes you will be taking. The following tips could actually help save your life. Check Your Headlights Always check your headlights to ensure they are in good working order. Clean or wipe them off regularly to make sure you are getting full advantage of them. When possible, drive with your high Read More

3 Things to Expect When Filing a Car Insurance Claim

Car insurance claim

Vehicles are a critical part of America's transport system. According to Statista, there are almost 280 million registered motor vehicles in the country. The high number of vehicles is bound to result in a higher number of vehicle-related mishaps. In 2018, 12 million vehicles were involved in accidents, as reported by Statista. Further, data from the FBI shows that car thieves stole 718,240 vehicle reports in the same year. Based on these statistics, there is a good chance you will find yourself Read More

What Should I Look For When Buying Auto Insurance?

person searching online

So you’ve decided to buy a new car, and are still working out what you want and what you can afford. While this is an exciting time, it can also be daunting and difficult. Once you’ve decided on a new vehicle and are ready to purchase it, you will also need to allow time to look for and secure auto insurance. It is mandatory to have coverage when you get a new vehicle, and it’s well worth hunting for the right policy now rather than rushing through it on the dealer’s car lot. But before you Read More