When it comes to business, some insurance coverage is essential.
From day one, an entrepreneur exposes himself or herself to certain risks. Even before the first employee is hired, a business is at risk, making it essential to have the right insurance in place. One lawsuit or substantial disaster could be enough to wipe out a small business – even before it had the chance to get off the ground!
Protecting your business should be a priority from day one. Ring your insurer to secure the following policies as soon as possible!
Professional Liability Insurance
Liability insurance protects businesses – and their owners – against negligence claims due to harm that results from mistakes or failure to perform. The more dangerous or risky the business, the more important it is to have good coverage.
Workers’ Compensation Insurance
Once the first employee has been hired, businesses need this insurance! It covers medical treatment, disability, and death benefits in the event an employee is injured or dies as a result of his work with that business.
Property Insurance
If you own a building, you need to protect it. Should a fire destroy the building and contents, it could severely hinder your business and future. This is where properly coverage steps in to cover repairing and rebuilding costs resulting from a fire, natural disaster, and burst pipes.
Commercial Auto Insurance
Vehicle coverage for your business covers you for damage to the vehicle, and also pays any expenses to other people who are injured or suffer property damage caused by your vehicle. If you or your team make deliveries, travel in a company-owned vehicle, or even own a car for work purposes, commercial auto insurance is there to protect your investment and employees.
Business Interruption Insurance
If a disaster or catastrophic event does happen, a business’s operations will likely be interrupted. During this time, your business will suffer from lost income due to your staff’s inability to work in the office, manufacture products, or make sales calls. This insurance is especially applicable to companies that require a physical location to do business, such as retail stores and restaurants.
Are you ready to get started on your business’ tailored coverage? Contact the professionals at Gee Schussler Insurance Agency to secure all of the protection that your business needs and deserves in Orland Park, Illinois.
