Different Types of Business Insurance & What They Cover

Types of Business Insurance

It is crucial to back up both small and large business enterprises with insurance in case of any event that might lead to losses. Imagine starting a business with strong ambition, and after putting in lots of efforts to build the business, an unplanned event happens that causes your business to go under. Business insurance will keep your business up and running irrespective of the loss that occurs during a disaster. Can you run a business without insurance? You can run your business without Read More

The Difference Between Personal and Commercial Auto Insurance

truck on the road

A closer look at the difference between personal and commercial auto insurance.   For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. When a small business uses a vehicle to transport employees, move equipment, or deliver goods, it’s common to assume that a personal auto insurance policy will cover such activity. However, this is simply not the case.   Personal vs Commercial Auto Insurance The main difference Read More

Does Your Business Need Flood Insurance?

business flood

Determine whether your business would benefit from flood insurance coverage. Flooding is a natural event that many of us would rather not think about. After all, it is a mass-destruction event that brings with it large cleanup and repair costs. What we often forget is that everywhere is capable of flooding – even your business. Most standard commercial insurance policies do not cover flood damage, which is why it could be wise to secure a separate flood insurance policy. What does flood Read More

When You Will Need to Update Your Commercial Insurance

team working around a table

Understand when you should review your commercial insurance coverage. A significant number of people always take time to review and update their home and life insurance policies but end up forgetting about their commercial insurance policy. As a business owner in Illinois, it is important that you regularly review and update coverage so that protection stays in line with your business’s needs. Take a look at just a couple of events that dictate it’s time to update your commercial insurance Read More

3 Ways to Make Your Business More Efficient

Ways to Make Your Business More Efficient

Streamline your business processes to be more efficient every day. Every business owner wants the most out of every day and every team member. Ideally, things would run smoothly and at the highest efficiency possible. However, people are human, errors happen, and hurdles get in the way. Luckily, we’ve rounded up some of our top tips on how to help businesses be more cost-effective and boost productivity – easily! Read on for more information. Speed up your workflow A large amount of Read More

How to Get Your Business Ready to Close Over the Holidays

How to Get Your Business Ready to Close Over the Holidays

Prepare your business for the holiday shutdown.   It’s common for many businesses to close over the holidays, allowing employees a chance to enjoy the season with loved ones. If you are planning on closing your business’s doors for a couple of days or even a couple of weeks, there are a few things you need to do to prepare. Send Out a Notification A couple of weeks before closure, let employees, customers, and vendors know when you will be closing and when you’ll reopen. You can choose Read More

Why It Pays to Secure Coverage Through an Independent Insurance Agency

Why It Pays to Secure Coverage Through an Independent Insurance Agency

Advantages of using an independent insurance agency.   All it takes is a quick Google search to know that there are thousands of insurance companies and many policy options out there. It may seem daunting to find the right insurance agency for you, but it’s important to do so. Working with the right insurers means that you’ll find coverage to suit your needs and have expert advice nearby. Here are just a few reasons why working with an independent insurance agency offers you more. They save Read More