Overlooked Variables That Impact Commercial Auto Insurance Premiums

variables that impact commercial auto insurance

Operating a business involves multiple rights and responsibilities. While your primary goal is maximizing profits, you must also navigate various risks that could harm your business. A strong commercial auto insurance policy will assist you if you rely on vehicles to complete services and help your business function properly. Commercial auto insurance covers you if an emergency occurs while you're on the road completing business-related endeavors. In some cases, minor collisions are unavoidable. Read More

Liquor Liability Insurance: 9 Reasons to go for it?

9 Reasons to get liquor liability insurance

You need liquor liability insurance whether you cater, own a bar or brewery, run a restaurant, or hold events where you offer alcohol to guests. You may believe you can manage your company without worrying about alcohol-related incidents, but you should think again. 9 Reasons why you might require liquor liability insurance ranges from enhancing your general liability coverage to meeting legal requirements. One Incident Could Successfully End Your Business One event involving alcohol Read More

How to Relate Small Business Insurance Quotes

Small Business Insurance Quotes

Smaller businesses require insurance as much as larger ones, if not more. When everything is going well, some coverage options might seem like extra costs, but if and when you need them, that insurance will pay for itself over time. It's critical to choose an insurance provider that is knowledgeable about your business and sector. When purchasing business insurance, many variables exist, including finding rates that meet your budget and coverage that safeguards your corporation. Using these Read More

Different Types of Business Insurance & What They Cover

Types of Business Insurance

It is crucial to back up both small and large business enterprises with insurance in case of any event that might lead to losses. Imagine starting a business with strong ambition, and after putting in lots of efforts to build the business, an unplanned event happens that causes your business to go under. Business insurance will keep your business up and running irrespective of the loss that occurs during a disaster. Can you run a business without insurance? You can run your business without Read More

The Difference Between Personal and Commercial Auto Insurance

truck on the road

A closer look at the difference between personal and commercial auto insurance.   For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. When a small business uses a vehicle to transport employees, move equipment, or deliver goods, it’s common to assume that a personal auto insurance policy will cover such activity. However, this is simply not the case.   Personal vs Commercial Auto Insurance The main difference Read More

Does Your Business Need Flood Insurance?

business flood

Determine whether your business would benefit from flood insurance coverage. Flooding is a natural event that many of us would rather not think about. After all, it is a mass-destruction event that brings with it large cleanup and repair costs. What we often forget is that everywhere is capable of flooding – even your business. Most standard commercial insurance policies do not cover flood damage, which is why it could be wise to secure a separate flood insurance policy. What does flood Read More

When You Will Need to Update Your Commercial Insurance

team working around a table

Understand when you should review your commercial insurance coverage. A significant number of people always take time to review and update their home and life insurance policies but end up forgetting about their commercial insurance policy. As a business owner in Illinois, it is important that you regularly review and update coverage so that protection stays in line with your business’s needs. Take a look at just a couple of events that dictate it’s time to update your commercial insurance Read More