Can I Remove My Spouse from My Car Insurance Policy?

couple signing divorce papers

Removing your spouse from your auto insurance coverage.


If you’re a separated couple or recently divorced, you may be wondering if you can remove your spouse from your car insurance. If you still reside in the same household as your spouse, he or she cannot be removed from your car insurance policy unless they purchase their own policy before you remove them. Removing a spouse from your insurance ensures you are not held liable for any future insurance claims that they incur.


You will need consent

To remove your spouse from your auto insurance, you must be the primary named insured so that you can make changes to your policy. If you’re not the primary named insured, then you will be unable to remove another driver, but you can remove yourself from the policy.


Separate addresses

Insures usually need addresses to match in order to insure two people under one policy. If you and your spouse don’t share the same address, you typically need a separate auto insurance policy. If you continue to live at the same address, you can both purchase your own separate insurance policies.


Do you more questions regarding your car insurance policy? Work with a team that will protect you and your vehicle – Contact the team at Gee-Schussler Insurance Agency. We serve Orland Park and surrounding cities in Illinois.