Consider These Three Homeowners Insurance Endorsements

pearls and expensive jewelry

Protect your property with these home insurance endorsements.  

As a homeowner, you have homeowners insurance to protect your property. While your policy works hard to keep your home in check, every policy has limits and exclusions. It’s not unusual for standard policies to exclude coverage that most homeowners need. However, many are unaware of this gap in coverage. Take a look at these home insurance endorsements that can help to safeguard your belongings and property.

Sewer Backup

You may not even realize that a sewer backup is an issue until the worst happens. This can cause expensive water damage that is difficult to repair and it may pose a health risk to you and your family. Check with your insurer to inquire about adding a sewer backup endorsement to your policy for better protection of your property.

Scheduled Personal Property

Your homeowners insurance protects your belongings – up to a certain limit. If you have items of high-value, you may need to secure additional coverage so that they can be repaired or replaced in full after a covered peril. Scheduled personal property can help to safeguard your valuable items such as jewelry, musical instruments, antiques, art, and more.

Personal Property Replacement Cost

The personal property replacement cost endorsement pays the replacement cost for your personal property without depreciation in the event of a covered loss.

Do you have the right homeowners insurance? To safeguard your home and belongings, call the team of professionals at Gee-Schussler Insurance Agency, serving Orland Park and neighboring cities in Illinois.