Will My Homeowners Insurance Cover House Foundation Repairs?

Homeowners Insurance Cover

One of the most important parts of your home is the foundation. If it gets damaged, it can compromise the integrity of your entire building. For this reason, you should pay extra attention to its foundation and immediately fix any damage as soon as it arises. To many people, the solution to house damage is to have a homeowners insurance policy. However, things are not always that easy. Homeowners' insurance policies do not always cover foundation damages—the reason being some of the events Read More

5 Tips to Get the Best Rate on Your Home Insurance Policy

Home Insurance Policy

For most people, buying a home is the biggest and most expensive investment they'll ever make. Given how essential our home is to our wellbeing and the stability it provides, it is easy to understand why. Unfortunately, investing in a home doesn't stop at purchasing one. In fact, home investment is a lifelong investment. It spans the repairs you have to do in the event of a natural disaster, the expansion you do when you need more space, and the remodeling you do to give it a new Read More

Tips to Avoid Frequent Filing of Common Homeowners Insurance Claims

Homeowners Insurance Claims

Insurers honor homeowners insurance claims to enable policyholders to recover or repair damaged buildings and lost properties after a covered event has occurred. However, the need to file an insurance claim isn't desirable as it arises from a loss you've suffered, and it may increase your premiums in the future. Here's how you can avoid such claims by implementing safeguards against perils for which your home is insured. How to Avoid Frequently-Filed Homeowners Insurance Claims Storm Read More

Essential Things to Consider Before Changing Your Home Insurance

Change Your Home Insurance

You may decide to change your homeowners insurance for reasons that are best known to you. However, it may seem difficult to make an easy transition. You may incur a penalty or fee if you change it before the policy expires. It is often easier to make the change after your policy expires. Here are some things to consider before changing your homeowners insurance. What are the terms and conditions of the policy? Insurance policies always have terms and conditions for the agreement between Read More

Homeowners Insurance Myths You Should Know

a myths folder

Buying a house is an exciting nerve-wracking, and momentous time in many people’s lives. While you are about to move into your new home, one of the most important things you can do is to secure a home insurance policy to ensure you’re protected in the event of a fire, theft, or some other disaster. Unfortunately, there’s a lot of ‘fake news’ about home insurance out there, and it can be easy to believe rumors about its coverage. That’s why we’re going to bust the top home insurance myths that Read More