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Mold is a common problem that many homeowners face, and it can be a costly issue to resolve. One question that often arises is whether homeowners insurance covers mold. The answer depends on various factors. In this post, we will explore when mold is covered by homeowners insurance, how to find coverage for mold, and how to make a successful mold insurance claim. When Does Homeowners Insurance Cover Mold? Homeowners insurance generally does not cover mold if it results from a lack of Read More
As the world shifts more to a remote working environment, people should know if their homeowners insurance will provide adequate coverage while they work from home. If you’re considering working from home, it’s important to understand the basics of homeowners insurance coverage and whether you need added coverage. Does Homeowners Insurance Cover Work from Home? Homeowners insurance covers the physical structure of your home and its contents, including furniture, Read More
When you purchase home insurance, you’re usually provided with a policy that covers most of your needs. However, over time, your policy may not be enough to cover the needs of your home anymore. That’s why it’s important to review your home insurance annually, to make sure that you’re not under-insured and that you don’t have any gaps in your coverage. Tips for a Successful Home Insurance Review The process of reviewing your home insurance can be daunting, but it doesn’t have to be. Here are Read More
Renovations have become increasingly prevalent in recent years as people prefer to update or extend their existing living space rather than relocate. If you plan to renovate your property, you may require the appropriate home insurance. In any case, it is usually a requirement that you notify your insurer BEFORE any work begins. Although insurers have no hard and fast rules for what they will accept, it is usual to have restrictions or conditions placed on your policy according to the type Read More
Depending on the insurance company you buy your policy from, the cost of your homeowners' insurance might vary by hundreds of dollars. However, your home insurance policy need not always be expensive. There are some easy ways using which you can save on your home insurance premium. When purchasing homeowners' insurance, keep the tips provided in this article in mind to save on your home insurance costs. Don't mix the price you paid for your home with the rebuilding cost- The land Read More
When you file your taxes each year, you look for write-offs or deductions that you can use to reduce your tax debt. You can use many of your business expenses as deductions. There are even occasions where you may be able to deduct a portion of your household premiums and other expenses from your yearly taxes. Understanding what counts as a deduction and what doesn't will help you keep accurate records. What Are Deductions? Deductions are expenditures that detract from your income. If you own a Read More
Having a working air conditioner is a must during the hot summer months. If your AC unit is damaged, you may be able to file an insurance claim to have it repaired or replaced. You will need to know what caused the damage before filing your claim. It's also important to know what perils are included in your policy. Document the damage and call your insurance agent to get more information. You should also take a few good pictures that show the extent of your damage. When Are AC Units Read More
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