Debunking 10 Common Myths About Life Insurance

Common Myths About Life Insurance

There are many myths surrounding life insurance that can cause you to think twice before buying. Before you decide, call an agent to know the truth, and then work together to find an insurance policy that works for you and your family. Here are some common myths about life insurance that we have debunked. Single and No Dependents, No Need for Life Insurance Just because you are single with no dependents, it doesn't mean that you don't have financial obligations. Student loans, car loans, Read More

Do I Still Need Life Insurance After I Have Retired?

Do I Still Need Life Insurance After I Have Retired

Retirement should be a time for you to enjoy everything you missed out on while working. The fact is, more people are continuing to work in some capacity, long after retirement age. When you do get a chance to retire, it's up to you to make the most of it. So, what about life insurance? Do you still need it? Is it still something you want to spend your money on? You may be surprised that you don't need your policy now as much as you did ten or twenty years ago when you bought it. This article Read More

Why Does a Universal Life Insurance Policy Expire?

Your term life policy is expiring

In the 1980s and 1990s, insurance companies came up with a hybrid life insurance policy called a Universal Policy. These policies offered the benefits of both term and whole life policies with one primary difference. They were not guaranteed to payout. When these policies were written, the instructions on how they worked were extremely vague. Now, many of the policies are starting to expire, and people wonder why. How Universal Life Insurance Policies Work Universal insurance policies were Read More

What New Parents Must Know About Life Insurance

life insurance for parents

Many people look at life insurance as a luxury they can't afford. New parents are always looking for ways to provide their children with the things they will need to live comfortably, even if they aren't around. The best way to do that is to purchase a life insurance policy that will protect their financial future. The right type of life insurance will do more than just provide your children with basic needs. Take Care of Your Children's Needs If something were to happen to you, the death Read More