How to Prepare Your Car for Fall

How to Prepare Your Car for Fall

Car care tips to keep you safe on the road this season.   As we head towards the winter months in Illinois, it’s time to think about preparing your vehicle for the months ahead. Cars can struggle in the cold weather, and breakdown callouts almost double during the winter months. The harsh weather also makes roads more dangerous to drive on. To help you and your vehicle stay safe on winter roads, check out these tips. Stock Up on Essentials Don’t wait until you’re out of antifreeze or Read More

Why Basic Homeowners Insurance is Anything But

Why Basic Homeowners Insurance is Anything But

Here's what standard homeowners insurance can cover.   Many homeowners are under the misconception that anything more than the absolute minimum amount of home insurance will be too expensive. While that is not true, and homeowners can get tailored coverage for an affordable price, it’s worth noting that even standard home insurance can cover a myriad of situations. In fact, many basic homeowners insurance policies include several types of coverage that homeowners may not even realize. Take a Read More

Tips for Storing Your Summer Vehicle Away for Fall

Tips for Storing Your Summer Vehicle Away for Fall

Store your fun summer car away for winter. Now that the cooler weather has arrived, it’s time to start thinking about preparing for winter ahead. If you have a fun summer vehicle that you only bring out when the weather is warm and dry, now is the time to get it ready for a season of hibernation. To help prepare your summer car for winter storage, read on. Choose the Right Storage Location Remember that where you store your car is important. Ideally, you can store it in your garage. If Read More

Fall Checklist to Save Money and Avoid Insurance Claims

Fall Checklist to Save Money and Avoid Insurance Clai

Home maintenance tasks for fall that can save you money. You may think that giving your home some TLC is only necessary for spring when you’re spring cleaning. However, a bit of cleaning, organizing, and maintenance before each season arrives can help prepare your home. In addition to making the house feel refreshed, there are a few maintenance activities you can do which will prevent some costly homeowners insurance claims. Take a moment to tackle these tasks to ensure your home is ready for Read More

Baby Safety Month: Common Car Seat Mistakes Parents Make

Baby Safety Month: Common Car Seat Mistakes Parents Make

Tips to buckle up your baby safely.   September is National Baby Safety Month. While you, as a parent, plug up all the electrical outlets, lock up the bleach, and put safety latches on all cupboards, you may be overlooking one important element: car seat safety. Did you know that motor vehicle crashes are one of the leading causes of death for children in the U.S.? Even more alarming is the news that three out of four car seats are not installed properly, according to the AAA. To keep your baby Read More

Should Newlyweds Combine Their Auto Insurance Policies?

Should Newlyweds Combine Their Auto Insurance Policies?

Newlyweds should consider combining their insurance policies. Saying “I do” is an exciting time that means a lot of happy changes in anyone’s life. While the honeymoon adventures have been logged and you’re both happily enjoying married life, you may be forgetting one important detail: auto insurance. In most cases, car insurance is cheaper for married couples, but there are some caveats. If you choose not to combine auto insurance policies, chances are, you’ll save money just by being Read More

Top Causes of Electrical Fires in Home

Top Causes of Electrical Fires in Home

Electrical fire causes and prevention. Every time you flip a switch, turn on the TV, or use the toaster, you put your home’s electrical wiring to use. If the wiring is damaged, faulty, or old, it could cause a fire. Unfortunately, almost 54,000 homes are damaged by electrical fires each year across the nation. To protect your home, learn about the top causes of electrical fires in the home and how to prevent them. Faulty Sockets/Appliances Most electrical fires are caused by faulty Read More

Turning 26? Here’s When to Get Health Insurance

Turning 26? Here’s When to Get Health Insurance

What you should know about health insurance before you turn 26. Is your 26th birthday right around the corner? Until you turn 26, you are allowed to remain covered by your parents’ health insurance plans. To better help you understand the situation, read on. Under the Affordable Care Act (ACA), you can stay on your parent’s healthcare plan until you turn 26, whether or not you live with them. Even if you graduate from college and move out of state, you can still access their plan (depending Read More

Tips to Get the Kids Ready to Go Back to School

Tips to Get the Kids Ready to Go Back to School

Steps to help your children get back into the swing of school. Summer is coming to an end and almost every retailer has notebooks, pens, pencils, and calculators on offer. Back to school season is officially in full swing! To ease your child back into attending school, check out these steps. Do Your Research Make sure to do your research before the kids head back to school. Where does the bus stop? When does school start again? Does your child need new school supplies? Visit the Read More

What is Car Insurance Misrepresentation?

What is Car Insurance Misrepresentation?

Falsely reporting important information could hurt your auto insurance. Car insurance misrepresentation, also known as material misrepresentation, is a type of insurance fraud. When you apply for car insurance, your insurance company will ask for a variety of personal details. If you fail to answer these questions honestly or accurately, then you have committed material misrepresentation. In essence, it is when you lie on your car insurance application. If you file an auto insurance claim, Read More