Will My Homeowners Insurance Cover House Foundation Repairs?

Homeowners Insurance Cover

One of the most important parts of your home is the foundation. If it gets damaged, it can compromise the integrity of your entire building. For this reason, you should pay extra attention to its foundation and immediately fix any damage as soon as it arises. To many people, the solution to house damage is to have a homeowners insurance policy. However, things are not always that easy. Homeowners' insurance policies do not always cover foundation damages—the reason being some of the events Read More

5 Tips to Get the Best Rate on Your Home Insurance Policy

Home Insurance Policy

For most people, buying a home is the biggest and most expensive investment they'll ever make. Given how essential our home is to our wellbeing and the stability it provides, it is easy to understand why. Unfortunately, investing in a home doesn't stop at purchasing one. In fact, home investment is a lifelong investment. It spans the repairs you have to do in the event of a natural disaster, the expansion you do when you need more space, and the remodeling you do to give it a new Read More

Essential Tips to Ensure a Safe Long Driving Trip

Safe Long Driving Trip

Are you traveling to another state and plan to drive? Before you set out on a long driving trip, there are a few things that you need to do to enjoy a stress-free journey. The following are a few tips that will keep you safe on your long driving trips. Thoroughly Inspect Your Vehicle Call an auto mechanic to do a thorough inspection of your vehicle before embarking on your journey. Do not overlook the importance of preparing your car just as you are preparing yourself. Ensure your Read More

6 Useful Tips for Driving in the Rain

tips for driving in rain

Generally, driving in the rain isn't advisable because it poses a lot of risks to you and your vehicle. There are some important factors to consider if you ever get caught driving during a heavy downpour. While adhering to speed regulations can help you when the roads get wet and slippery, mishaps can still occur to even the most cautious driver. Here are some tips to consider when you have to drive in rainy weather: Drive Slowly and Carefully Slow driving is a must if you want to Read More

Driving Tips to Avoid the Dangers Involved in Traversing Heavy Traffic

Driving Tips To Avoid

Warmer weather, brighter skies, and colorful flowers mean one thing—it’s now more enjoyable to step outdoors. With more and more people choosing to be outdoors during the spring season, being caught in heavy traffic is inevitable. As a driver, you’ll want to be more cautious when there are more vehicles on the road than usual. Here are 4 safe driving tips that can help you avoid the dangers involved in traversing heavy traffic. Minimize Distraction Distracted driving is extremely Read More

Importance of Closing Liability Gaps for Allied Healthcare Businesses

Liability Gaps for Allied Healthcare Businesses

If you operate an allied healthcare practice, it’s important to have adequate general and professional liability protection. This coverage can protect your business if a patient sues you or your staff, such as a nurse, physical therapist, or dentist, for negligence. However, you may not be fully protected if there are coverage gaps on your liability policy.  Here’s how to plug liability coverage holes for your allied healthcare practice. How Professional and General Liability Insurance Can Read More

Tips to Avoid Frequent Filing of Common Homeowners Insurance Claims

Homeowners Insurance Claims

Insurers honor homeowners insurance claims to enable policyholders to recover or repair damaged buildings and lost properties after a covered event has occurred. However, the need to file an insurance claim isn't desirable as it arises from a loss you've suffered, and it may increase your premiums in the future. Here's how you can avoid such claims by implementing safeguards against perils for which your home is insured. How to Avoid Frequently-Filed Homeowners Insurance Claims Storm Read More

Driveway Safety: How to Protect Your Kids from Backover Accidents

Driveway Safety

Many kids die every year in backover accidents near or on the driveways at their home. Tragically, a parent (or any other adult member of the victim's family) is behind the wheels when the fatal accidents happen. When kids are playing or standing too close to a parked car, they're often dangerously out of the driver's view while they are reversing. Due to the frequency of such non-traffic accidents involving pedestrians, car safety equipment meant to eliminate backup blind spots has become very Read More

Guide to Promote Safe Teen Driving Habits

Teen Driving Guide

Research has shown that teenage drivers are three times more likely than adults to be involved in car accidents per mileage. The risk is higher within the first few months of acquiring his or her license. Here is a driving guide for parents or guardians to help teen drivers stay safe. These guidelines are best followed even before the teen attains the legal driving age to sufficiently prepare them for responsible driving. Set an Example18 As a parent or guardian to a teenager, it is your Read More

Essential Things to Consider Before Changing Your Home Insurance

Change Your Home Insurance

You may decide to change your homeowners insurance for reasons that are best known to you. However, it may seem difficult to make an easy transition. You may incur a penalty or fee if you change it before the policy expires. It is often easier to make the change after your policy expires. Here are some things to consider before changing your homeowners insurance. What are the terms and conditions of the policy? Insurance policies always have terms and conditions for the agreement between Read More