Can I Remove My Spouse from My Car Insurance Policy?

couple signing divorce papers

Removing your spouse from your auto insurance coverage.   If you’re a separated couple or recently divorced, you may be wondering if you can remove your spouse from your car insurance. If you still reside in the same household as your spouse, he or she cannot be removed from your car insurance policy unless they purchase their own policy before you remove them. Removing a spouse from your insurance ensures you are not held liable for any future insurance claims that they Read More

What to Consider When Buying Renters Insurance

inside of an apartment

How to find the right renters insurance for your needs.   When you’re on the hunt for renters insurance, you may discover that there is a no one-size-fits-all policy. That’s because everyone’s needs, risks, and belongings are unique. To help you find the right coverage to suit your needs, take a look at what you should consider.   Evaluate your coverage needs A great way to understand how much coverage you will need to buy is to take a home inventory. Make a list of all of Read More

Homeowners Insurance and Your Home-Based Business

home business papers

How do you properly insure a home-based business?   With both technology and the internet, more and more people are running home-based businesses, either full-time or part-time. But many of these business owners are unaware that they are exposing their hard work to risk if they don’t take out the correct insurance. Here is what you should know about insuring your home-based business.   Home Insurance Standard home insurance does not cover a home-based business. This means that Read More

How Long Should My Kid Stay on My Auto Insurance Policy?

teen driver

When to drop your child from car insurance coverage.   If you have a child who is a driver, you may be wondering how long you should keep him/her on your auto insurance policy. Perhaps they’re about to head off to college or going to move across town into their own apartment.   There’s no certain age at which a child must be taken off your car insurance policy, as long as he or she is living at the family home with you. Unlike other types of insurance policies, such as health Read More

What If You Lie About Where to Live to Your Auto Insurance Company?

a couple looking over paperwork

What happens if you lie on your auto insurance policy?   Did you know that slightly more than half of all applicants for auto insurance don’t tell the truth? They may make white lies or full-on fibs to save a few pennies in premiums every month. Entering false information may seem harmless, especially when you don’t plan on making any insurance claims soon. Even so, accidents happen. If you’ve lied on your car insurance policy, then you could face serious consequences.   Your Read More

Three Questions to Ask Before Buying a Home

handing over keys

Consider these questions when you’re ready to purchase a property.   When you’re thinking of buying a home, you will know that there’s a lot to consider – the house itself, the price, location, your budget, and so on. To help you keep track of what property is right for you and your wallet, take a look at these questions to ask before buying.   What’s included in the sale? Ask this question to clarify what the sellers will take with them and what they’ll leave. It’s usually best Read More

Engaged? Make Sure You Do These Financial To-Dos

engagement ring

Top financial considerations when you get engaged.   Valentine’s Day is right around the corner – Are you planning on popping the question to your loved one? Perhaps you got engaged over the holidays. Either way, congratulations! While newly engaged couples are often in an eternal state of bliss, it’s worth sparing a moment to think about finances. Although it’s not the most interesting topic to talk about with your fiancé, it’s important that you do. Take a look at these three important Read More

Top Spring Break Insurance Tips

a family going on vacation

Prepare for spring break by first evaluating your insurance.   Spring break is right around the corner. For some, that means a quick getaway for fun in the sun. For others, that means exploring foreign lands. If you’re planning on going on a spring break adventure this year, it’s good to be prepared beforehand. We’re not just talking about sunblock and maps – we’re talking about ensuring your home and journey is safe with the right insurance in hand.   Homeowners Insurance If Read More

Top Auto Insurance Questions to Ask Your Agent

a question on a notebook

Consider asking your insurance agent these questions.   When you’re on the lookout for the right auto insurance, it’s important to make sure you’re asking the agent all the right questions. While many of us focus on premiums and premiums alone, cutting corners could mean we end up in a financial state later on down the road. Be sure to ask your agent these questions when looking to secure coverage.   Do I have all the coverage I need? You’ll need to fulfill your state’s minimum Read More

What is Proof of Ownership in a Home Insurance Claim?

a sofa

Understand what “Proof of Ownership” is in a home insurance claim.   If you ever find yourself making a home insurance claim, your insurer may ask you to provide a form of “proof of ownership” for whatever items need to be replaced. Essentially, you’ll need to document all of your lost or damaged belongings so your insurer can properly compensate you. Although this may sound overwhelming, the process can be simple if you have prepared before needing to make a claim.   What is Read More