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n Illinois, severe weather can happen at any time. Rain showers can turn into a flood and storms can arrive at your doorstep unexpectedly. If the worst does happen, you may need to repair your home quickly. If hail has damaged your roof or rainwater is leaking in, then it’s essential to act quickly to prevent further damage. Types of Storms and Severe Weather There are many situations and weather types that can require a homeowner to take action. Since Illinois can have extremely Read More
Having any pre-existing medical condition will impact your ability to obtain and maintain affordable payments for life insurance. Having kidney disease or kidney issues means your life insurance will be affected. However, securing coverage doesn’t have to be as hard as you think. There are many different types of kidney disease and, as such, there is no one-size-fits-all solution. With this pervasive and sometimes life-threatening illness group, it can be challenging to find life Read More
Pregnant moms and expectant parents have a lot to think about. Life insurance, as a result, may fall by the wayside. However, it’s important that you carve out some time to think about your life coverage before the bundle of joy arrives. Life insurance works seamlessly in the background, protecting your family’s finances should anything happen to you. Before the baby arrives, take a look at these common questions about life insurance. Do I need permanent or term life insurance? Term insurance Read More
If you have homeowners insurance and auto insurance, do you have policies from the same insurer? If not, why not? There are many benefits to combining coverages, ranging from saving you time, money, and making renewal time a snap. You also only have to contact one insurer to review your coverages and renew your policies. To make life more simple, take a look at why you should combine your home and auto policies. It saves you time How much time do you spend comparing quotes from Read More
Owning your own home is a privilege. While it means you can decorate how you wish, you must do what you can do take care of this large asset. Park of that is through regular maintenance and worthwhile protection. Take a look at just a couple of homeowner mistakes to ensure you are doing what you can do protect your property. Mistake: Overlooking the small stuff Although these small issues may not seem like an emergency fix, such as a dripping tap, they can turn into larger repairs down the Read More
It’s a situation many have faced before – walking back to our parked cars that have just been hit. There may or may not be a note on the windshield from the driver that did the damage. In many cases, drivers speed off hoping that no one noticed. These types of accidents are more common than you think, and they aren’t too complicated to deal with. Here is how to handle a parked car accident. Collect information – If you see the accident take place, you can calmly ask the driver for their Read More
As a business owner, you wear many hats. From managing staff, making sales, and tending to the daily operating tasks, you have a lot to think about. While you have secured business insurance to protect your investment, you may be looking for ways to reduce your premium without sacrificing precious coverage. In the current market, it’s important to retain coverage that is affordable for your budget. Fortunately, there are many ways to reduce your costs without cutting corners. Make Read More
When it comes to auto insurance, there are many misconceptions that steer motorists in the wrong direction. It’s not always easy to weed out what is true and what isn’t about car insurance, which is why we’ve taken common myths about coverage and explain the truth behind them. Myth: Every auto insurance agency gives you the same rate. Truth: Premiums – and coverage – will vary among insurance agencies. If you’re looking for the best deal, it’s worth working with an independent Read More
Many millions of Americans continue to be affected by identity theft every year. Unfortunately, it’s not something we tend to think about until it happens to us and disrupts our entire lives. When it comes to identity theft, being prepared, and taking precautions is the best way to prevent this nightmare. For some top practices on how to keep your identity safe from now on, read on. Shred paper documents. Whenever you receive a paper bill or statement and are not going to store it away Read More
Not every homeowner or home are created equally. While some people and properties need a standard home insurance policy, others require more specialist coverage. High-risk homeowners insurance directly addresses home and homeowners who have a higher risk associated with them. The Home The home’s location, history, and condition are all considered when deciding whether or not a home is considered high-risk. Location – If the property is located in a high-risk area, such as Read More
