3 Reasons You Need Life Insurance While You’re Young, Single, and Child-Free

young friends

When you’re young and don’t have the responsibilities of a family, it’s easy to overlook the importance of life insurance coverage. You might wonder if you need a policy and then push it off until several years down the line when you have more financial responsibilities. The reality is that most people can benefit from coverage, whether or not they’re married, have kids or a house. Take a look at just a few reasons why you need life insurance while you’re young, single, and Read More

Homeowners Insurance Myths You Should Know

a myths folder

Buying a house is an exciting nerve-wracking, and momentous time in many people’s lives. While you are about to move into your new home, one of the most important things you can do is to secure a home insurance policy to ensure you’re protected in the event of a fire, theft, or some other disaster. Unfortunately, there’s a lot of ‘fake news’ about home insurance out there, and it can be easy to believe rumors about its coverage. That’s why we’re going to bust the top home insurance myths that Read More

What Should I Look For When Buying Auto Insurance?

person searching online

So you’ve decided to buy a new car, and are still working out what you want and what you can afford. While this is an exciting time, it can also be daunting and difficult. Once you’ve decided on a new vehicle and are ready to purchase it, you will also need to allow time to look for and secure auto insurance. It is mandatory to have coverage when you get a new vehicle, and it’s well worth hunting for the right policy now rather than rushing through it on the dealer’s car lot. But before you Read More

How to Get an Emergency Storm Restoration for Your Home

storm ahead sign

n Illinois, severe weather can happen at any time. Rain showers can turn into a flood and storms can arrive at your doorstep unexpectedly. If the worst does happen, you may need to repair your home quickly. If hail has damaged your roof or rainwater is leaking in, then it’s essential to act quickly to prevent further damage.   Types of Storms and Severe Weather There are many situations and weather types that can require a homeowner to take action. Since Illinois can have extremely Read More

Life Insurance for Dialysis Patients

dialysis patient

Having any pre-existing medical condition will impact your ability to obtain and maintain affordable payments for life insurance. Having kidney disease or kidney issues means your life insurance will be affected. However, securing coverage doesn’t have to be as hard as you think.   There are many different types of kidney disease and, as such, there is no one-size-fits-all solution. With this pervasive and sometimes life-threatening illness group, it can be challenging to find life Read More

Three Questions Expectant Moms Have About Life Insurance

life insurance for expectant moms

Pregnant moms and expectant parents have a lot to think about. Life insurance, as a result, may fall by the wayside. However, it’s important that you carve out some time to think about your life coverage before the bundle of joy arrives. Life insurance works seamlessly in the background, protecting your family’s finances should anything happen to you. Before the baby arrives, take a look at these common questions about life insurance. Do I need permanent or term life insurance? Term insurance Read More

What Are the Benefits of Combining Home and Auto Insurance?

home and auto insurance benefits

If you have homeowners insurance and auto insurance, do you have policies from the same insurer? If not, why not? There are many benefits to combining coverages, ranging from saving you time, money, and making renewal time a snap. You also only have to contact one insurer to review your coverages and renew your policies. To make life more simple, take a look at why you should combine your home and auto policies. It saves you time How much time do you spend comparing quotes from Read More

Three Costly and Common Homeowner Mistakes

common homeowner mistakes

Owning your own home is a privilege. While it means you can decorate how you wish, you must do what you can do take care of this large asset. Park of that is through regular maintenance and worthwhile protection. Take a look at just a couple of homeowner mistakes to ensure you are doing what you can do protect your property. Mistake: Overlooking the small stuff Although these small issues may not seem like an emergency fix, such as a dripping tap, they can turn into larger repairs down the Read More

What Should I Do If My Parked Car Was Hit?

parked car hit

It’s a situation many have faced before – walking back to our parked cars that have just been hit. There may or may not be a note on the windshield from the driver that did the damage. In many cases, drivers speed off hoping that no one noticed. These types of accidents are more common than you think, and they aren’t too complicated to deal with. Here is how to handle a parked car accident. Collect information – If you see the accident take place, you can calmly ask the driver for their Read More

3 Ways to Minimize Business Insurance Costs Without Cutting Corners

business owner at desk

As a business owner, you wear many hats. From managing staff, making sales, and tending to the daily operating tasks, you have a lot to think about. While you have secured business insurance to protect your investment, you may be looking for ways to reduce your premium without sacrificing precious coverage. In the current market, it’s important to retain coverage that is affordable for your budget. Fortunately, there are many ways to reduce your costs without cutting corners.   Make Read More