What is Proof of Ownership in a Home Insurance Claim?

a sofa

Understand what “Proof of Ownership” is in a home insurance claim.   If you ever find yourself making a home insurance claim, your insurer may ask you to provide a form of “proof of ownership” for whatever items need to be replaced. Essentially, you’ll need to document all of your lost or damaged belongings so your insurer can properly compensate you. Although this may sound overwhelming, the process can be simple if you have prepared before needing to make a claim.   What is Read More

What to Do When Switching Auto Insurance Providers

a man on a laptop

4 steps to make switching your car insurance provider simple.   If you’ve been with your auto insurance company for a while, you may find that you can get a better deal somewhere else. After all, few insurers reward many years of loyalty. The good news is that you can switch your car insurance provider at any time. To make it simple, take a look at these few tips.   Compare coverage You’ve done a quick search and found a cheap policy that you’d like to switch to. Before you Read More

Common Mistakes Businesses Make When Filing a Claim

insurance claim paperwork

Avoid making these common mistakes when filing a business insurance claim.   No matter how careful your business can be, accidents happen. If the worst does occur, it’s worth knowing how to file a business insurance claim that will get you back on your feet as quickly as possible. It’s also good to understand the common mistakes businesses make when filing a claim so that you can avoid doing so.   Mistake 1: Not contacting the insurer immediately. Many people make the mistake Read More

5 Signs You’re Ready to Buy Your First Home

a couple who have bought their first house

These signs could indicate you’re ready to purchase a property. Buying your first home can cause a lot of anxiety. After all, it’s likely to be the most expensive purchase you’ll make. How do you know when you’re ready to take the plunge and buy? Here are a few common signs that indicate you’re ready. You’ve saved enough for the down payment. The biggest up-front cost of buying a property is the down payment, which can range anywhere from 3 to 20 percent of the purchase price. You Read More

Dangers of Winter Driving – and How to Overcome Them

a car in the snow

Be aware of these winter driving hazards. The winter brings us festivities, holidays, and the opportunity to spend time with loved ones. Unfortunately, it also brings adverse weather, bone-chilling temperatures, and challenging road conditions. Before you set off on your winter journey, take a look at common winter driving hazards and how to overcome them! Black Ice Black ice is clear water that has frozen on dark roadways, presenting a hidden trap for motorists who cannot see the Read More

Holiday Decorating Safety Tips to Know

kids around a christmas tree

Get your home into the holiday spirit with care. Garland, string lights, candles, and the tree – there is so much decorating to do over the holidays! Before you start to unpack all of your festive decorations, take a look at these tips on how to safely decorate and protect yourself, your family, and home from disaster. Inspect electrical decorations for damage before use. Don’t overload sockets, which can spark a fire. Use battery-operated candles. Never connect more than three Read More

Prepare Your Property for Winter to Reduce Damage Costs

snow on top of the roof

Easy home maintenance jobs for winter.   When the temperatures start to drop, it’s a good idea to carry out a few quick jobs around the home to prepare for the colder months. A little preparation now can help to reduce property damage and home insurance costs down the line. Here are some easy, cost-effective steps to protect your property this winter. Care for the pipes Every winter, many homeowners suffer from frozen pipes at home but there are some simple steps you can take to reduce Read More

What Does Non-Owner Car Insurance Cover?

someone driving car

What is non-owner car insurance and what does it cover?  You most likely know the basics of getting auto insurance for your vehicle, but what about for a car you’re driving but don’t own? If you don’t own a car but drive borrowed or rented vehicles frequently, you may need non-owner car insurance. What does non-owner car insurance cover? Non-owner car insurance is, quite simply, for people who drive vehicles they don’t own. This coverage provides you with bodily injury and property damage Read More

Driving Tips to Help You Enjoy Your Thanksgiving Holiday

car traffic on the road

Make your Thanksgiving journey a smooth one with these tips.   The festive season is here! Whether you’re planning to hit the slopes, visit grandma or get together with friends from afar, there’s a good chance that driving will be part of your journey. We all know that the roads over the long Thanksgiving can be difficult at best. To ensure that you have a smooth ride, take a look at these tips. Prepare the vehicle. Whether you’re driving 20 miles or 200, it’s a good idea to ensure your car Read More

Important Things to Ask When Choosing a Home Security System

a laptop with home automation apps

In need of a home security system? Ask these questions first.  If you’re looking for a burglar alarm system, you’ll want to be sure that you’re making the right purchase. After all, your home is your haven, and a place where you store your valuable and beloved items. There are many home security options to choose from these days, from smart devices to DIY systems to multiple monitoring centers. The best alarm for your house makes life a little safer and more comfortable without breaking your Read More