Prepare Your Property for Winter to Reduce Damage Costs

snow on top of the roof

Easy home maintenance jobs for winter.   When the temperatures start to drop, it’s a good idea to carry out a few quick jobs around the home to prepare for the colder months. A little preparation now can help to reduce property damage and home insurance costs down the line. Here are some easy, cost-effective steps to protect your property this winter. Care for the pipes Every winter, many homeowners suffer from frozen pipes at home but there are some simple steps you can take to reduce Read More

What Does Non-Owner Car Insurance Cover?

someone driving car

What is non-owner car insurance and what does it cover?  You most likely know the basics of getting auto insurance for your vehicle, but what about for a car you’re driving but don’t own? If you don’t own a car but drive borrowed or rented vehicles frequently, you may need non-owner car insurance. What does non-owner car insurance cover? Non-owner car insurance is, quite simply, for people who drive vehicles they don’t own. This coverage provides you with bodily injury and property damage Read More

Driving Tips to Help You Enjoy Your Thanksgiving Holiday

car traffic on the road

Make your Thanksgiving journey a smooth one with these tips.   The festive season is here! Whether you’re planning to hit the slopes, visit grandma or get together with friends from afar, there’s a good chance that driving will be part of your journey. We all know that the roads over the long Thanksgiving can be difficult at best. To ensure that you have a smooth ride, take a look at these tips. Prepare the vehicle. Whether you’re driving 20 miles or 200, it’s a good idea to ensure your car Read More

Important Things to Ask When Choosing a Home Security System

a laptop with home automation apps

In need of a home security system? Ask these questions first.  If you’re looking for a burglar alarm system, you’ll want to be sure that you’re making the right purchase. After all, your home is your haven, and a place where you store your valuable and beloved items. There are many home security options to choose from these days, from smart devices to DIY systems to multiple monitoring centers. The best alarm for your house makes life a little safer and more comfortable without breaking your Read More

Do I Need to Take a Home Inventory?

inside of apartment

Why taking a home inventory is important.   Homeowners, can you list everything you own from memory? While most people will remember their computers, TV, and brand new blender, what about the holiday china in the garage? Or every pair of jeans? All of this is regarded as personal property for insurance purposes. If your home is destroyed by a listed peril, such as a fire or another disaster, having a list of possessions makes filing a claim easier. Why do I need a home inventory? Simply Read More

How Do Seatbelt Tickets Impact Your Auto Insurance?

person clicking seatbelt in car

Got a seatbelt ticket? Understand how it could impact your car insurance premium.   When you see those blue lights flashing in your rear-view mirror, you’re automatically filled with dread. Your second thought may be the cost of the ticket and the expenses that follow – such as your car insurance going up. It’s important to keep in mind that different types of tickets can affect your insurance rates in different ways, including seatbelt tickets. A seatbelt ticket is given to a driver when Read More

Healthy Halloween Snacks to Feast On!

an autumnal table with pumpkins

Try these healthy Halloween alternatives. Halloween is right around the corner! What many parents (and dentists!) find most frightening about this night is the amount of candy and sugar that kids receive. Even though this night is centered around treats, it’s best to ensure that your children don’t overload on artificial sugar. Halloween doesn’t have to be all about sweets and chocolate. Instead, try making these fun and healthy Halloween snacks. Pumpkin Clementines Simply peel the Read More

Your Homeowners Insurance Questions – Answered

question marks on paper

Answers to FAQ about home insurance.  Homeowners insurance is designed to protect your home and belongings from damage and disaster. While your mortgage provider may require you to obtain such a policy, many homeowners are unaware of what home insurance does and doesn’t cover. To help, we’ve rounded up some answers to common questions homeowners ask about coverage. Does homeowners insurance cover fire damage? A standard home insurance policy will cover your belongings and property from Read More

What to Do If You’re in an Accident But Didn’t Get the Other Driver’s Information?

back of car rear-ended

In an accident but didn’t get insurance information – what now?  Car accidents can be dizzying and stressful at the best of times. Sometimes, we get into accidents and completely forget to take down the other driver’s insurance information. Perhaps you were flustered or shocked. Maybe they didn’t want to divulge anything. It could have even been a hit-and-run. Regardless, the responsibility now lies with you. Fortunately, there are some steps you can take to make the auto insurance claims Read More

Does Car Insurance Go Down at 21?

teen driving car

Does auto insurance get cheaper when you’re over 21?   Most people know that drivers in their teenage years and early 20s  pay some of the highest premiums for auto insurance. As we get older, however, you may find that car insurance gradually lowers to more affordable premiums. To help you understand more about car insurance premium costs, read on. Generally, car insurance premiums decrease with age, dropping once you turn 25. The theory behind this is that you become a more experienced Read More