Does General Liability Insurance Cover Employees Who Are Hurt on the Job?

filling up a work injury claim form

Make sure you understand what your general liability does and does not cover. Many business owners are mistakenly under the impression that their general liability insurance covers their employees if they are injured on the job. This is a concern for many because it shows that many business owners do not understand their general liability insurance policy or comprehend the need to secure a separate workers’ compensation insurance policy. General liability insurance, although it does cover Read More

3 Ways to Make Your Business More Efficient

Ways to Make Your Business More Efficient

Streamline your business processes to be more efficient every day. Every business owner wants the most out of every day and every team member. Ideally, things would run smoothly and at the highest efficiency possible. However, people are human, errors happen, and hurdles get in the way. Luckily, we’ve rounded up some of our top tips on how to help businesses be more cost-effective and boost productivity – easily! Read on for more information. Speed up your workflow A large amount of Read More

Which Driving Habits Can Affect Your Auto Insurance Rate?

Which Driving Habits Can Affect Your Auto Insurance Rate?

Know how you can help to keep your auto insurance premiums low.   Your driving habits can affect how much you pay for your auto insurance policy. However, even though most motorists know this, it is often unclear which specific habits can cause the rates of auto insurance to increase or decrease. Here are a few of the habits you should keep in check while behind the wheel. Mileage The number of miles that you drive per year can have a huge effect on the amount you pay for auto Read More

Top Tips to Prepare Your Home For Spring

Top Tips to Prepare Your Home For Spring

Prep your home for the spring season ahead.   As the flowers begin to bloom and the temperature outside is getting warmer, do not let your house get the winter blues. Prepping your home for spring is something that many homeowners commonly overlook, but it provides valuable protection for your property. Before the warmer months are in full bloom, take a look at these tips on how to get your home ready for spring. Clean. This is the perfect time of year to give your home a deep clean. Read More

What Can Happen If You Don’t Have Homeowners Insurance?

What Can Happen If You Don’t Have Homeowners Insurance?

Understanding the importance of homeowners insurance.   Home insurance is a very important policy for every homeowner to have. Many homeowners don’t truly understand what home insurance does and how it can help them, which means they are tempted to skip out on quality coverage. Home insurance is designed to protect your home against disasters to the house itself or the possessions that are in the home. It can also provide liability coverage against incidents that take place on your property. Read More

Warning Signs That Indicate You Need a New Roof

Warning Signs That Indicate You Need a New Roof

Keep these warning signs in mind when you are evaluating the condition of your roof.   Roofs are your home’s first defense against natural disasters and weather conditions. It works hard to shelter your home, belongings, and family. Because of this, it is so important to keep it in good condition. Although roofs tend to last for many years, they may need repairs and complete replacement if they are wearing thin. Take a look at these common warning signs that indicate you need a roof Read More

The Consequences of Driving with an Expired License

The Consequences of Driving with an Expired License

What you should know about driving without a valid license.   Quite simply, it is illegal to drive without a valid license. That means if your driving license is expired, you may not be legal to drive. In all 50 states, there are severe penalties for getting behind the wheel without a valid driver’s license. Take a look at what you should know about driving without a valid license. If it’s a first-time offense without prior knowledge, it’s likely you will be fined. Fines range, but can go up Read More

Common Mistakes That Can Raise Your Car Insurance Rates

Common Mistakes That Can Raise Your Car Insurance Rates

Little mistakes that can cost you big on auto insurance.   In Illinois, car insurance is required. There’s no getting around it. Even though you need auto insurance, you don’t need to pay an arm and a leg to obtain reliable coverage. Many motorists make these insurance mistakes that could end up costing them in the long run. Missing out on discounts When was the last time you asked your insurer about discounts you could be eligible for? Students with good grades, those who have taken a Read More

It’s American Heart Month – Add These Heart-Healthy Foods to Your Plate

It’s American Heart Month – Add These Heart-Healthy Foods to Your Plate

Load up your plate with these heart-healthy foods this February. February is American Heart Month. Although February is usually associated with all things Valentine’s Day and perfect, red hearts, it’s also a time to consider your own heart. Heart disease is the leading cause of death for males and females across the west, and this is largely down to our lifestyle choices. This American Heart Month, choose to benefit your heart by making healthier choices. Take a look at some of the Read More

How to Keep Your New Teen Driver Safe on the Roads

How to Keep Your New Teen Driver Safe on the Roads

Essential safety tips to instill in your driving teen. Your child has finally passed their driving test, and can now drive alone or with friends. It’s a turning point in their life, as well as for their parents. As a parent, you understand how unforgiving the roads can be. You also know that your inexperienced son or daughter may not fully grasp the potential dangers that lie ahead. Take a look at these tips on how to keep your teen driver safe while giving you peace of mind. Let them Read More