Consider These Three Homeowners Insurance Endorsements

pearls and expensive jewelry

Protect your property with these home insurance endorsements.   As a homeowner, you have homeowners insurance to protect your property. While your policy works hard to keep your home in check, every policy has limits and exclusions. It’s not unusual for standard policies to exclude coverage that most homeowners need. However, many are unaware of this gap in coverage. Take a look at these home insurance endorsements that can help to safeguard your belongings and property. Sewer Backup You Read More

Tips to Keep Your Cool and Avoid Road Rage

cars in traffic

Top tips for staying calm in the face of road rage. Driving, as a stress-inducing activity, inevitably involves dangerous situations on the road, with road rage being one of them. Rude gestures, verbal insults, physical threats, and dangerous driving account for road rage. Most of us know these situations too well. Road rage can lead to more dangerous behavior with drivers trying to intimidate other people on the road, which in turn, can result in collisions and cause danger to our health and Read More

How Important is Driving Experience for Insurance Rates?

man driving a car

Driving experience impacts your insurance premiums. Here’s how. There are many factors that insurers look at when determining your auto insurance rate. One important factor is your driving history. Presumably, the longer you’ve been driving, the lower your rates should be, right? We take a look into how driving experience directly impacts insurance rates. Generally speaking, the more driving experience you have, the less likely you are to get in a collision. This is because you have Read More

What You Should Always Know About Your Home Insurance

people holding a figure of a house

Key factors to know about your home insurance coverage.   A new home is most likely one of the most important investments you will ever make. The second most important investment is homeowners insurance. Before you pick a policy and then forget about coverage instantly, it’s wise to know your policy inside and out. It’s not until a disaster occurs that homeowners finally realize exactly what coverage they do and do not have on their home insurance policy. Here are three important things to Read More

How to Prep Your Vehicle for Summer

two people on a summer road trip

Summer vehicle maintenance tips you need to know.   Road trip season is almost here! Now is the time to make sure your vehicle is ready to handle some sun-drenched driving. Summer’s high temperatures, flurries of dust, and occasional rainfall can take a toll on your vehicle and driving. To help ensure your car is ready for the summer roads ahead, be sure to follow these car maintenance tips. Get your oil and oil filter changed This is particularly important if your last oil change was a Read More

How Do I Find a reliable Contractor After a Loss?

contractor doing roofing work

Get your home repaired quickly and efficiently by finding the right contractor. If there’s been a recent storm in your local area, you may find that contractors are knocking on your door trying to sell their services. But before you agree to let a local contractor repair your home that suffered damage from a recent incident, it’s a good idea to check with your insurance agent first. It’s best to let the insurance company assess the damage first to avoid having to pay for additional work that Read More

What to Look Out For When Reading an Auto Insurance Policy

reading through an insurance policy

Look over these important parts of your auto insurance policy. Although auto insurance isn’t the most thrilling of topics to think about, it is an important one. Your auto insurance policy is a legal contract, and it’s important that you understand it before entering an agreement with your insurance provider. Familiarize yourself with the different components of your policy so that you know what is and is not covered, and so that you can easily find information in the future. Here’s what you Read More