Common Mistakes That Can Raise Your Car Insurance Rates

Common Mistakes That Can Raise Your Car Insurance Rates

Little mistakes that can cost you big on auto insurance.   In Illinois, car insurance is required. There’s no getting around it. Even though you need auto insurance, you don’t need to pay an arm and a leg to obtain reliable coverage. Many motorists make these insurance mistakes that could end up costing them in the long run. Missing out on discounts When was the last time you asked your insurer about discounts you could be eligible for? Students with good grades, those who have taken a Read More

How to Keep Your New Teen Driver Safe on the Roads

How to Keep Your New Teen Driver Safe on the Roads

Essential safety tips to instill in your driving teen. Your child has finally passed their driving test, and can now drive alone or with friends. It’s a turning point in their life, as well as for their parents. As a parent, you understand how unforgiving the roads can be. You also know that your inexperienced son or daughter may not fully grasp the potential dangers that lie ahead. Take a look at these tips on how to keep your teen driver safe while giving you peace of mind. Let them Read More

What to Consider Before Purchasing Auto Insurance

What to Consider Before Purchasing Auto Insurance

What are the factors to consider before buying a car insurance policy?   Many car owners buy car insurance as a formality without giving it a thought. Often, low premium costs are the sole deciding factor when choosing an auto insurance policy. However, this can be a costly mistake to make. Whether you’re looking for a new policy or shopping for your first, it’s a good idea to keep these considerations in mind. Understand your coverage needs. A great way to assess your coverage needs is to Read More

Is It a Mistake to File a Home Insurance Claim?

Is It a Mistakes to File a Home Insurance Claim?

Should you think twice before filing a home insurance claim?  As a homeowner, you pay your homeowners insurance premium monthly and have the peace of mind that you have reliable coverage in place. That means you should never have to hesitate before filing a claim. After all, isn’t that what your premiums are for? The reality of the situation is that it can sometimes pay not to make a claim. Filing a small claim, such as a broken window or a minimal amount of water damage due to a leaking Read More

Top Reasons Why You Should Review Your Insurance This New Year

Top Reasons Why You Should Review Your Insurance This New Year

Spare a few minutes this New Year to review your insurance policies. As the calendar turns from 2018 to 2019, it is likely that you will be thinking of New Year’s resolutions. Whether you vow to quit smoking, lose weight, or save money, we recommend you start off with at least one easy resolution: check your current insurance policies. Reviewing your coverage can help you save money and align your policies with your current needs. Additionally, identifying a new discount on your current Read More

The Hidden Dangers of Road Salt

The Hidden Dangers of Road Salt

Tips to protect your vehicle from road salt this winter.   Winter has arrived in Illinois. In addition to the dropping temperatures and darker days comes the risk of ice on the road. Across many of the main roads, salt will be spread in order to eat away at the ice to make streets safer. Road salt works by lowering the freezing point of water, and it works effectively to clear the roads of dangerous black ice. However, the salt can wreak havoc on your vehicle, too. The salt can be corrosive Read More

How to Steer Clear of Winter Home Hazards

How to Protect Yourself Against Winter Home Hazards

Reduce your risk of homeowners insurance hazards this winter. Winter is here, and although it brings us fun holidays with the family, it also brings freezing temperatures and adverse weather. If your home is not prepared for the winter months, it could end up costing you. Take a look at these three home hazards that could affect you – and how to prevent them. Frozen Pipes When water turns to ice, it expands. If you don’t have your pipes checked and insulated before the freezing Read More