What to Look Out For When Reading an Auto Insurance Policy

reading through an insurance policy

Look over these important parts of your auto insurance policy. Although auto insurance isn’t the most thrilling of topics to think about, it is an important one. Your auto insurance policy is a legal contract, and it’s important that you understand it before entering an agreement with your insurance provider. Familiarize yourself with the different components of your policy so that you know what is and is not covered, and so that you can easily find information in the future. Here’s what you Read More

Should You Get Uninsured Motorist Coverage?

Car accident on the street.

Do you need uninsured/underinsured motorist coverage?  Is there anything worse than being injured in an auto accident caused by someone else’s negligence, resulting in a mountain of medical bills, vehicle repair expenses, and time away from work? What if the at-fault driver does have any or enough insurance to cover these costs? Although it seems like an extreme and unlikely scenario, it’s much more common than you think. Many drivers continue to settle for too little insurance or try to cheat Read More

Does General Liability Insurance Cover Employees Who Are Hurt on the Job?

filling up a work injury claim form

Make sure you understand what your general liability does and does not cover. Many business owners are mistakenly under the impression that their general liability insurance covers their employees if they are injured on the job. This is a concern for many because it shows that many business owners do not understand their general liability insurance policy or comprehend the need to secure a separate workers’ compensation insurance policy. General liability insurance, although it does cover Read More

Which Driving Habits Can Affect Your Auto Insurance Rate?

Which Driving Habits Can Affect Your Auto Insurance Rate?

Know how you can help to keep your auto insurance premiums low.   Your driving habits can affect how much you pay for your auto insurance policy. However, even though most motorists know this, it is often unclear which specific habits can cause the rates of auto insurance to increase or decrease. Here are a few of the habits you should keep in check while behind the wheel. Mileage The number of miles that you drive per year can have a huge effect on the amount you pay for auto Read More

Top Tips to Prepare Your Home For Spring

Top Tips to Prepare Your Home For Spring

Prep your home for the spring season ahead.   As the flowers begin to bloom and the temperature outside is getting warmer, do not let your house get the winter blues. Prepping your home for spring is something that many homeowners commonly overlook, but it provides valuable protection for your property. Before the warmer months are in full bloom, take a look at these tips on how to get your home ready for spring. Clean. This is the perfect time of year to give your home a deep clean. Read More

What Can Happen If You Don’t Have Homeowners Insurance?

What Can Happen If You Don’t Have Homeowners Insurance?

Understanding the importance of homeowners insurance.   Home insurance is a very important policy for every homeowner to have. Many homeowners don’t truly understand what home insurance does and how it can help them, which means they are tempted to skip out on quality coverage. Home insurance is designed to protect your home against disasters to the house itself or the possessions that are in the home. It can also provide liability coverage against incidents that take place on your property. Read More

Warning Signs That Indicate You Need a New Roof

Warning Signs That Indicate You Need a New Roof

Keep these warning signs in mind when you are evaluating the condition of your roof.   Roofs are your home’s first defense against natural disasters and weather conditions. It works hard to shelter your home, belongings, and family. Because of this, it is so important to keep it in good condition. Although roofs tend to last for many years, they may need repairs and complete replacement if they are wearing thin. Take a look at these common warning signs that indicate you need a roof Read More