Can I Remove My Spouse from My Car Insurance Policy?

couple signing divorce papers

Removing your spouse from your auto insurance coverage.   If you’re a separated couple or recently divorced, you may be wondering if you can remove your spouse from your car insurance. If you still reside in the same household as your spouse, he or she cannot be removed from your car insurance policy unless they purchase their own policy before you remove them. Removing a spouse from your insurance ensures you are not held liable for any future insurance claims that they Read More

What to Consider When Buying Renters Insurance

inside of an apartment

How to find the right renters insurance for your needs.   When you’re on the hunt for renters insurance, you may discover that there is a no one-size-fits-all policy. That’s because everyone’s needs, risks, and belongings are unique. To help you find the right coverage to suit your needs, take a look at what you should consider.   Evaluate your coverage needs A great way to understand how much coverage you will need to buy is to take a home inventory. Make a list of all of Read More

Homeowners Insurance and Your Home-Based Business

home business papers

How do you properly insure a home-based business?   With both technology and the internet, more and more people are running home-based businesses, either full-time or part-time. But many of these business owners are unaware that they are exposing their hard work to risk if they don’t take out the correct insurance. Here is what you should know about insuring your home-based business.   Home Insurance Standard home insurance does not cover a home-based business. This means that Read More

How Long Should My Kid Stay on My Auto Insurance Policy?

teen driver

When to drop your child from car insurance coverage.   If you have a child who is a driver, you may be wondering how long you should keep him/her on your auto insurance policy. Perhaps they’re about to head off to college or going to move across town into their own apartment.   There’s no certain age at which a child must be taken off your car insurance policy, as long as he or she is living at the family home with you. Unlike other types of insurance policies, such as health Read More

5 Signs You’re Ready to Buy Your First Home

a couple who have bought their first house

These signs could indicate you’re ready to purchase a property. Buying your first home can cause a lot of anxiety. After all, it’s likely to be the most expensive purchase you’ll make. How do you know when you’re ready to take the plunge and buy? Here are a few common signs that indicate you’re ready. You’ve saved enough for the down payment. The biggest up-front cost of buying a property is the down payment, which can range anywhere from 3 to 20 percent of the purchase price. You Read More

Dangers of Winter Driving – and How to Overcome Them

a car in the snow

Be aware of these winter driving hazards. The winter brings us festivities, holidays, and the opportunity to spend time with loved ones. Unfortunately, it also brings adverse weather, bone-chilling temperatures, and challenging road conditions. Before you set off on your winter journey, take a look at common winter driving hazards and how to overcome them! Black Ice Black ice is clear water that has frozen on dark roadways, presenting a hidden trap for motorists who cannot see the Read More

Holiday Decorating Safety Tips to Know

kids around a christmas tree

Get your home into the holiday spirit with care. Garland, string lights, candles, and the tree – there is so much decorating to do over the holidays! Before you start to unpack all of your festive decorations, take a look at these tips on how to safely decorate and protect yourself, your family, and home from disaster. Inspect electrical decorations for damage before use. Don’t overload sockets, which can spark a fire. Use battery-operated candles. Never connect more than three Read More