The Difference Between Personal and Commercial Auto Insurance

truck on the road

A closer look at the difference between personal and commercial auto insurance.   For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. When a small business uses a vehicle to transport employees, move equipment, or deliver goods, it’s common to assume that a personal auto insurance policy will cover such activity. However, this is simply not the case.   Personal vs Commercial Auto Insurance The main difference Read More

Can Presents Impact Someone’s Insurance?

jewellery on a table

How presents can impact a home insurance policy.   Whether it’s been your birthday or you’ve had a raise at work and have celebrated by buying a new gift for the family, you may have a few new presents in your property. But before you find gift their own place in the home, it’s important to ask whether or not you should consult your home insurance policy. Certain gifts require more home insurance.   High-value gifts Items that are expensive and valuable may be wonderful to Read More

Driving Tips That Will Help You Save Money

a person driving a car

Implement these tips to save money while on the roads.   It’s great to jump in a car and visit friends, travel to work or go shopping, but cars are also a major expense to keep on the roads. These days, motorists are always looking for ways to save money on the roads, from driving fuel-efficiently to finding ways to save on car insurance. To help your pocket, take a look at these easy driving tips that will help you save money when behind the wheel.   Drive less – It’s simple, Read More

Can I Remove My Spouse from My Car Insurance Policy?

couple signing divorce papers

Removing your spouse from your auto insurance coverage.   If you’re a separated couple or recently divorced, you may be wondering if you can remove your spouse from your car insurance. If you still reside in the same household as your spouse, he or she cannot be removed from your car insurance policy unless they purchase their own policy before you remove them. Removing a spouse from your insurance ensures you are not held liable for any future insurance claims that they Read More

What to Consider When Buying Renters Insurance

inside of an apartment

How to find the right renters insurance for your needs.   When you’re on the hunt for renters insurance, you may discover that there is a no one-size-fits-all policy. That’s because everyone’s needs, risks, and belongings are unique. To help you find the right coverage to suit your needs, take a look at what you should consider.   Evaluate your coverage needs A great way to understand how much coverage you will need to buy is to take a home inventory. Make a list of all of Read More

Homeowners Insurance and Your Home-Based Business

home business papers

How do you properly insure a home-based business?   With both technology and the internet, more and more people are running home-based businesses, either full-time or part-time. But many of these business owners are unaware that they are exposing their hard work to risk if they don’t take out the correct insurance. Here is what you should know about insuring your home-based business.   Home Insurance Standard home insurance does not cover a home-based business. This means that Read More

How Long Should My Kid Stay on My Auto Insurance Policy?

teen driver

When to drop your child from car insurance coverage.   If you have a child who is a driver, you may be wondering how long you should keep him/her on your auto insurance policy. Perhaps they’re about to head off to college or going to move across town into their own apartment.   There’s no certain age at which a child must be taken off your car insurance policy, as long as he or she is living at the family home with you. Unlike other types of insurance policies, such as health Read More