How to Conduct Your Home Inventory

conduct your home inventory

Simplified steps for creating your home inventory! You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think. For this reason, home insurers ask homeowners to complete a thorough home inventory of all possessions. By having a physical list and photographic evidence of home contents, insurers can accurately match coverage to Read More

Do Trees Affect Your Homeowners Insurance?

Trees and Homeowners Insurance

Before you build that back garden tree house, find out how trees impact your insurance. When buying homeowners insurance, insurers may ask about the trees and vegetation on your property. If you’re stumped as to why this should affect your coverage, you’re not alone. Even though trees can be an attractive addition to any garden and provide homeowners with privacy, it’s important to be aware of the impact that they could have on your home insurance. Trees can cause property dangers. Damage Read More

Use These Tips to Keep Your Fireplace A-Glowing!

Fireplace Home Insurance IL

Keep your crackling fire warming your home this winter. As the winter season is upon us in the temperature is starting to drop (albeit, gradually!). While there’s nothing quite like the warmth of a fire, there are some essential safety tips to take into consideration. Many are turning to their fireplace as a source of heat to cozy their homes and warm their hearts. Before you spark up the logs, brush up on your fireplace safety tips! Hire a chimney sweep – At least once a year, phone Read More

Home Maintenance Tips for the Winter Weather

Winter Home Maintenance

Wrap up your home for the cooler season by winter-proofing it today. The cold and rain can do some serious damage to your home, so it could end up costing you a small fortune in repairs. To keep your home fighting fit over the cold winter months, it’s critical that you prepare it beforehand. This doesn’t have to be a huge expense or take an excessive amount of time from your festivities! A few simple tasks around the house can have your home well protected for the winter, and it can save a few Read More

Four Home Emergency Preparedness Hacks

Home Emergency Preparedness

Be prepared for any emergency with these tips! When emergencies happen, you can sometimes feel you aren’t as prepared as you could have been. While you might be familiar with the typical emergency supplies like flashlights and a first aid kit, there are some essential items that homeowners are lacking – but certainly need! Read on for unlikely household items that you can use in emergency situations! Bed sheets – Bed sheets and a few chairs transform a child’s world into a fun fortress – Read More

What to Keep in Your Home’s Safe (Not at the Bank!)

Home Safe Personal Insurnace Orland Park IL

The safest place to store your valuables may be in your home. Whenever homeowners ask themselves where is the safest place to store valuables, many understandably say in a security box in the bank. After all, banks have the best 24-hour security and alarm systems. What is safer than that? However, for certain items, a bank may not be the best place. You may need copies of documents that you require immediate access to, and bank safe deposit boxes are only accessible during the branch’s Read More

Is It Time to Replace Your Roof?

Roof Home Insurance Orland Park IL

Look for these red flags before calling a roofer. Most homeowners figure that they need a new roof when they spot a leak in the ceiling. In reality, a leak could be due to many different roofing problems, but is just one of the signs that your roof needs to be replaced. Don’t wait until the roof is caving in to discover that it’s time for a new roof. Here’s how to tell when a replacement is needed. It’s old. Many roofs come with a 20-year warranty. In turn, if your roof hasn’t been Read More