Will My Homeowners Insurance Cover House Foundation Repairs?

Homeowners Insurance Cover

One of the most important parts of your home is the foundation. If it gets damaged, it can compromise the integrity of your entire building. For this reason, you should pay extra attention to its foundation and immediately fix any damage as soon as it arises. To many people, the solution to house damage is to have a homeowners insurance policy. However, things are not always that easy. Homeowners' insurance policies do not always cover foundation damages—the reason being some of the events Read More

Tips to Avoid Frequent Filing of Common Homeowners Insurance Claims

Homeowners Insurance Claims

Insurers honor homeowners insurance claims to enable policyholders to recover or repair damaged buildings and lost properties after a covered event has occurred. However, the need to file an insurance claim isn't desirable as it arises from a loss you've suffered, and it may increase your premiums in the future. Here's how you can avoid such claims by implementing safeguards against perils for which your home is insured. How to Avoid Frequently-Filed Homeowners Insurance Claims Storm Read More

How to Conduct Your Home Inventory

conduct your home inventory

Simplified steps for creating your home inventory! You may think that you know exactly what is in your home. However, when it comes to the aftermath of a disaster, and you have to list which items you’ve lost, valuing your personal property from memory is harder than you think. For this reason, home insurers ask homeowners to complete a thorough home inventory of all possessions. By having a physical list and photographic evidence of home contents, insurers can accurately match coverage to Read More

Keeping Your Home Safe While on Vacation

Homeowners safety while on vacation

Summer is the ideal time to get away. But before you head off to paradise, brush up on your homeowners safety tips. Summer is upon us, and hopping on a plane and jetting off to some foreign location for a week (or two) of rest and relaxation is ideal for this season. The days and weeks before your trip of last minute packing and departure anxiety can be a busy and stressful time. Whether you’re heading to the beach or to the mountains, protection for your home will give you the peace of mind to Read More

Do Trees Affect Your Homeowners Insurance?

Trees and Homeowners Insurance

Before you build that back garden tree house, find out how trees impact your insurance. When buying homeowners insurance, insurers may ask about the trees and vegetation on your property. If you’re stumped as to why this should affect your coverage, you’re not alone. Even though trees can be an attractive addition to any garden and provide homeowners with privacy, it’s important to be aware of the impact that they could have on your home insurance. Trees can cause property dangers. Damage Read More

How Best to Protect Your Home from Storm Water Damage

Protect Your Home from Storm Water Damage

Winter storms bring water and flooding. Here’s how to safeguard your home. During the winter, we’re hit with the wet, windy, and severe weather. Whether a heavy rainstorm is finally coming to a close or deep snows are beginning to melt, the potential for water damage may just be beginning. Stormwater runoff can quickly overwhelm a situation, leading to flooding and property damage. Even though there’s little you can do to stop a flood, there are ways to protect your property. Prep the Read More

Use These Tips to Keep Your Fireplace A-Glowing!

Fireplace Home Insurance IL

Keep your crackling fire warming your home this winter. As the winter season is upon us in the temperature is starting to drop (albeit, gradually!). While there’s nothing quite like the warmth of a fire, there are some essential safety tips to take into consideration. Many are turning to their fireplace as a source of heat to cozy their homes and warm their hearts. Before you spark up the logs, brush up on your fireplace safety tips! Hire a chimney sweep – At least once a year, phone Read More