What New Parents Must Know About Life Insurance

life insurance for parents

Many people look at life insurance as a luxury they can't afford. New parents are always looking for ways to provide their children with the things they will need to live comfortably, even if they aren't around. The best way to do that is to purchase a life insurance policy that will protect their financial future. The right type of life insurance will do more than just provide your children with basic needs. Take Care of Your Children's Needs If something were to happen to you, the death Read More

Three Questions Expectant Moms Have About Life Insurance

life insurance for expectant moms

Pregnant moms and expectant parents have a lot to think about. Life insurance, as a result, may fall by the wayside. However, it’s important that you carve out some time to think about your life coverage before the bundle of joy arrives. Life insurance works seamlessly in the background, protecting your family’s finances should anything happen to you. Before the baby arrives, take a look at these common questions about life insurance. Do I need permanent or term life insurance? Term insurance Read More

Pre-Existing Conditions That Make Getting Life Insurance Difficult

Life Insurance Pre-Existing Conditions

These conditions make it harder, but not impossible, to get life insurance. You may think that because you don’t have a clean bill of health, you can’t obtain an affordable life insurance policy, if at all. Although it’s true that many conditions can make it harder to acquire insurance, securing a life insurance policy is not entirely out of the question. Challenging? Sure. Impossible? Probably not! There’s no getting around the fact that it’s easier to obtain life insurance coverage with Read More

Top Factors That Affect Life Insurance

Save Money on Your Life Insurance

What factors affect my life insurance premiums? If you’re in the market for life insurance, it’s important to note that there are certain factors that affect your monthly payments. Don’t be surprised if your neighbor who is a similar age pays a lot more or less than what you pay. However, the most term life insurance policies, which are taken out over an agreed period or term, your premiums, are based on a number of factors. Your insurer will take into consideration some or all of the Read More

Do You Really Need That Insurance Policy?

Insurance Orland Park IL

What insurance policies you need and which you can skip out on. Insurance can be a tricky subject. While it can be easy to assume that you need every insurance policy that is out there to stay safe, that is not always the case. Keep these guidelines in mind to help you decide which policies are right for you. Insurance Everyone Should Have Health insurance – not only is it required by law, but health insurance will cover the expensive medical bills that you incur after you become sick or Read More

Get Your Bank Account Ready For 2016 With This Financial Advice

Financial Advice Orland Park IL

End of the year financial advice everyone can use. Even though October just started, the end of the year will be here before you know it. Taking the right steps to get your finances ready for the new year a couple of months early can help to ensure that you are ready to take on 2016. Keep this financial advice in mind to get your bank account ready for the new year. Look at your retirement plan asset allocation – talking with a financial planner will help you ensure that your retirement Read More

How Milestones Will Affect Your Insurance

Insurance Changes Major life changes can be a good sign. From moving out of your parent’s house to saying “I do,” each milestone is sure to change your life. While insurance is probably your last concern during any major life change, you should make time to check your insurance policies after any milestone in your life. Make sure to check your insurance policies if you have any of these life changes. Renting your first apartment – investing in a renter’s insurance policy for your first Read More