Debunking 10 Common Myths About Life Insurance

Common Myths About Life Insurance

There are many myths surrounding life insurance that can cause you to think twice before buying. Before you decide, call an agent to know the truth, and then work together to find an insurance policy that works for you and your family. Here are some common myths about life insurance that we have debunked. Single and No Dependents, No Need for Life Insurance Just because you are single with no dependents, it doesn't mean that you don't have financial obligations. Student loans, car loans, Read More

Do I Still Need Life Insurance After I Have Retired?

Do I Still Need Life Insurance After I Have Retired

Retirement should be a time for you to enjoy everything you missed out on while working. The fact is, more people are continuing to work in some capacity, long after retirement age. When you do get a chance to retire, it's up to you to make the most of it. So, what about life insurance? Do you still need it? Is it still something you want to spend your money on? You may be surprised that you don't need your policy now as much as you did ten or twenty years ago when you bought it. This article Read More

What New Parents Must Know About Life Insurance

life insurance for parents

Many people look at life insurance as a luxury they can't afford. New parents are always looking for ways to provide their children with the things they will need to live comfortably, even if they aren't around. The best way to do that is to purchase a life insurance policy that will protect their financial future. The right type of life insurance will do more than just provide your children with basic needs. Take Care of Your Children's Needs If something were to happen to you, the death Read More

Three Questions Expectant Moms Have About Life Insurance

life insurance for expectant moms

Pregnant moms and expectant parents have a lot to think about. Life insurance, as a result, may fall by the wayside. However, it’s important that you carve out some time to think about your life coverage before the bundle of joy arrives. Life insurance works seamlessly in the background, protecting your family’s finances should anything happen to you. Before the baby arrives, take a look at these common questions about life insurance. Do I need permanent or term life insurance? Term insurance Read More

Pre-Existing Conditions That Make Getting Life Insurance Difficult

Life Insurance Pre-Existing Conditions

These conditions make it harder, but not impossible, to get life insurance. You may think that because you don’t have a clean bill of health, you can’t obtain an affordable life insurance policy, if at all. Although it’s true that many conditions can make it harder to acquire insurance, securing a life insurance policy is not entirely out of the question. Challenging? Sure. Impossible? Probably not! There’s no getting around the fact that it’s easier to obtain life insurance coverage with Read More

Top Factors That Affect Life Insurance

Save Money on Your Life Insurance

What factors affect my life insurance premiums? If you’re in the market for life insurance, it’s important to note that there are certain factors that affect your monthly payments. Don’t be surprised if your neighbor who is a similar age pays a lot more or less than what you pay. However, the most term life insurance policies, which are taken out over an agreed period or term, your premiums, are based on a number of factors. Your insurer will take into consideration some or all of the Read More

Do You Really Need That Insurance Policy?

Insurance Orland Park IL

What insurance policies you need and which you can skip out on. Insurance can be a tricky subject. While it can be easy to assume that you need every insurance policy that is out there to stay safe, that is not always the case. Keep these guidelines in mind to help you decide which policies are right for you. Insurance Everyone Should Have Health insurance – not only is it required by law, but health insurance will cover the expensive medical bills that you incur after you become sick or Read More