Avoid Tree Property Damage With These Tips

Property Damage Orland Park IL

Keep your trees sturdy with these tips. Trees can help to add value to your home while adding to your curb appeal. Unfortunately, large, mature trees can also pose serious property damage threats if they are not properly maintained. Keep these steps in mind to help minimize the threat of property damage caused by trees in your yard. Before a winter storm hits: Take out any dead trees that are on your property. Ensure that all trees that are on your property stay healthy with necessary Read More

How To Protect Your Children At Their First Year Of College

College Student Insurance If you sent your child off to college for their first year this month, chances are you are still getting used to them being out of the house. One of the best ways to give you the peace of mind you deserve while your child is away at college is to make sure that they are protected with the right insurance policies. If your child is living in the dorms during their first year at school, your existing homeowners insurance policy should provide enough coverage for all Read More

What Does “Actual Cash Value” Mean In Car Insurance?

Defining “Actual Cash Value” Unlike our homes, we all expect that our cars depreciate in value over time. In fact, you are probably familiar with the fact that your car drops in value the second you drive it off the dealership lot. Once your car is no longer new, its resale value diminishes. Your car insurance provider knows this, too, and that is why your car insurance policy probably contains the words “actual cash value.” What actual cash values means is that your insurer will reimburse Read More

Importance of Having an Up to Date Home Inventory

Creating Your Home Inventory Coming home to find that your house has been burglarized, no matter if you are a home owner or a renter, can be one of the scariest and most stressful situations that you can walk into. Along with securing your house, you will also have to make a claim to your homeowners insurance agency to start getting reimbursed for the items that went missing. However, would you be able to tell your insurance company exactly what was stolen? Creating a home inventory can help Read More