When it comes to auto insurance, there are many misconceptions that steer motorists in the wrong direction. It’s not always easy to weed out what is true and what isn’t about car insurance, which is why we’ve taken common myths about coverage and explain the truth behind them.
Myth: Every auto insurance agency gives you the same rate.
Truth: Premiums – and coverage – will vary among insurance agencies. If you’re looking for the best deal, it’s worth working with an independent insurance agency who have access to a wide range of carriers to find suitable coverage at the right price.
Myth: I don’t need to tell my insurer when I move house.
Truth: Your auto insurance rates are based on a variety of factors – including where you live. When your zip code changes, you’ll need to let your insurer know. Each area has a certain risk of theft and vandalism. Moving to an area with higher risk will increase your premiums, while moving to a safer area may decrease them.
Myth: Every policy protects against theft, vandalism, and natural disasters.
Truth: The coverage greatly depends on what policy you choose. Collision coverage will cover your car against a collision with another vehicle, while comprehensive coverage will cover vandalism, theft, and damage from natural disasters. Be sure that you have both of these coverages to fully protect your vehicle.
Auto insurance will help you to stay safe when cruising the roads this summer. Contact Gee-Schussler Insurance Agency for help. Our dedicated team serves Orland Park and the neighboring cities of Illinois.
