
4 steps to make switching your car insurance provider simple.
If you’ve been with your auto insurance company for a while, you may find that you can get a better deal somewhere else. After all, few insurers reward many years of loyalty. The good news is that you can switch your car insurance provider at any time. To make it simple, take a look at these few tips.
Compare coverage
You’ve done a quick search and found a cheap policy that you’d like to switch to. Before you do, take the time to conduct some research. The quote that you’ve found may not always be the premium you pay. It’s also worth considering your coverage. Review what coverage you have now and what the cheap policy would offer you. Too little insurance leaves your finances exposed, which isn’t worth the immediate savings. Understand what level of coverage you desire and then work from there.
Contact your current car insurance carrier
Every company is competitive and hates to lose its customers. The same applies to insurance companies. Call your carrier and tell them about the policy you’re looking to switch to. They may be able to work with you to lower your premium without sacrificing coverage. If not, then take the next steps to cancel coverage.
Don’t lapse coverage
When you make the switch, it’s incredibly important that your old policy ends when your new one begins. Insurance companies look closely at any gaps in coverage, and you could be penalized for having just a few days of no coverage. What’s more, it’s illegal to drive without auto insurance.
Update your documents
With a new insurance provider comes new ID cards and documents to keep safe. Make sure you have paper and electronic copies of everything to fall back on. Carry around your new ID card that you will need in case you get pulled over.
Finding reliable car insurance doesn’t have to be difficult. Work with a team that will protect you and your vehicle – Contact the team at Gee-Schussler Insurance Agency. We serve Orland Park and surrounding cities in Illinois.